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Team Overview
The Credit Risk Solutions team develops innovative products and solutions powered by consumer data and analytics to help organizations make better credit, marketing, collections, and risk management decisions. The team supports customers across financial services, automotive, mortgage, insurance, and government sectors by delivering solutions that improve business outcomes and support responsible lending practices. This role reports to the Sr. Director, Credit Risk Management and plays a key role in advancing the growth and modernization of the Credit Risk Solutions portfolio.

This is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week.
Role Overview And Core Responsibilities
- Own the product strategy and roadmap for assigned Credit Risk Solutions products, ensuring alignment with customer needs, market opportunities, revenue objectives, regulatory requirements, and broader product strategy.




- Drive the full product development lifecycle, including discovery, business case development, requirements definition, prioritization, launch readiness, adoption monitoring, and continuous improvement.
- Partner with customers, lenders, fintechs, and internal stakeholders to identify market needs, validate solution concepts, and translate insights into scalable product requirements and prioritized enhancements.
- Develop product propositions that leverage credit bureau data, scores, affordability signals, alternative data, and analytics capabilities to improve decisioning, approval rates, portfolio performance, and profitability.
- Conduct market research, competitive analysis, and regulatory assessments to identify growth opportunities, modernization initiatives, and areas for product differentiation.
- Collaborate with Technology, Data Science, Analytics, Operations, Legal, Compliance, Security, an

📌 Product Manager (Miguel Hidalgo)
🏢 Transunion
📍 Miguel Hidalgo