Skills and Competencies6+ years of relevant experience in financial services with a strong focus on credit and risk assessment, preferably covering banks, insurance companies, and other financial institutionsStrong written and verbal communication skills, with a demonstrated ability to produce clear, concise, and grammatically accurate reports and presentationsFluency in English and Spanish, with the ability to communicate effectively with diverse, senior, and external audiencesStrong executive presence, demonstrating confidence, professionalism, and the ability to engage and influence stakeholdersProven initiative and sound judgment, combined with a collaborative approach to problem‐solving and teamworkProactive mindset with the ability to work independently, take ownership of analyses, and drive tasks to completionAbility to perform under pressure while maintaining high‐quality output in time‐sensitive and deadline‐driven environmentsDemonstrated reliability and accountability in professional responsibilities and decision‐makingExperience with process automation and data analysis to improve analytical workflows and operational efficiencyBasic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency.
Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use.EducationUndergraduate degree in Finance, Economics, Engineering, Accounting, or a related disciplineProfessional certifications (e.g., CFA) and/or a Master's degree are considered a plusResponsibilitiesPerform initial and ongoing credit analysis of banks, insurance companies, and non‐bank financial institutions in Mexico and the broader Latin American region.Conduct detailed quantitative analysis of financial statements,



regulatory metrics, economic indicators, and market data.Produce high‐quality, in‐depth research reports covering issuers, credit trends, and sector‐specific developments.Develop clear and well‐supported rating rationales and present analyses effectively at rating committees.Actively monitor assigned portfolios and recommend timely and appropriate rating actions.Establish and maintain strong relationships with issuers and investors through meetings, industry engagement, and topical research.Stay informed on macroeconomic, regulatory, and industry developments affecting financial institutions in the region.Mentor and support the development of junior analysts and associates, fostering analytical rigor and professional growth.About the TeamThe Financial Institutions Group is a highly collaborative and intellectually rigorous team responsible for delivering independent credit opinions on banks, insurance companies, and other financial institutions across Latin America.
Based in Mexico City, the team works closely with regional and general colleagues, offering strong exposure to senior stakeholders, meaningful analytical responsibility, and opportunities for professional development within Moody's inclusive and high‐performance culture.Moody's is an equal opportunity employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position.
Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
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📌 Credit Analyst - Moody'S Local (Xico)
🏢 Moody'S Investors Service
📍 Xico