**Description**
Ria Money Transfer, a business segment of Euronet Worldwide, Inc. (NASDAQ: EEFT), delivers innovative financial services including fast, secure, and affordable general money transfers to millions of customers along with currency exchange, mobile top-up, bill payment and check cashing services, offering a reliable omnichannel experience. With over 600,000 locations in nearly 200 countries and territories, our purpose remains to open ways for a better everyday life.
We believe we can create a world in which people are empowered to build the life they dream of, no matter who they are or where they are. One customer, one family, one community at a time.
**ABOUT THIS ROLE**
The Credit Analyst is a key member of our financial team, playing a critical role in assessing and managing the creditworthiness of potential agents. This position is primarily responsible for conducting and coordinating the comprehensive underwriting process required for agent onboarding, ensuring a thorough evaluation from both credit and risk management perspectives. The Credit Analyst will work closely with various departments, including Finance Operations (Accounts Receivable, Back Office) and Sales, to facilitate seamless and efficient onboarding processes.
**ROLES & RESPONSIBILITIES**
- Analyze, understand and interpret data from the different reports used for the credit analysis of each agent.
- Review and approve Credit lines for agents based on their credit profiles.
- Escalate issues or potential risks as identified.
- Manage models in Excel to monitor credit line depletion and address this proactively for Agents.
- Download production reports and refresh excel models to identify which Agencies have depleted their credit lines.




- Assess the risk associated with providing temporary credit line increases to allow for increased production and make proactive decisions when the increase is warranted under the approved parameters established by the Credit department.
- Identify needs for permanent credit line adjustments.
- Manage the Check cashing process exceptions related to credit department.
- Monitor payments rating changes are made to Agents and ensure that the credit lines are adequately approved based on those ratings.
- Profit Analysis
- 1-2 years of relevant experience
- Ability to meet deadlines
- Manage multiple tasks
- Work autonomously in a creative and dynamic environment
- Excellent oral and written communication skills
- Interact effectively and tactfully with all levels of management
- Strong problem solver
- Demonstrates initiative
- Prior experience with credit underwriting a plus
- Bachelor’s degree preferred. Fields of interest include Accounting, Finance, Economics, Business, or a related field.
- Licenses or Certificates preferred
**PERKS & BENEFITS**
- Competitive salary
- 1 month of Aguinaldo (Christmas bonus)
- 15 days’ vacation
- Life insurance
- Food vouchers
- Work-life Balance
- Growth Opportunities
Ria Money Transfer is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
The position responsibilities outlined above are intended to define the general contents and requirements to perform this job. It is not to be taken as a complete statement of responsibilities or requirements. This job description does not restrict the Company’s right to assign or reassign duties and responsibilities to this job as needed.

📌 Credit Analyst (Santiago de Querétaro)
🏢 Ria Money Transfer (Dandelion)
📍 Santiago de Querétaro