must read – important note for all applicants

applications without an english cv will not be considered.

applicants are required to submit an introductory video to the loan mountain capital hiring team to be considered for the position.

please send a 3-minute loom video with the subject line "dscr analyst" to [email protected] covering the following:

- tell us about yourself and your past work experience
- tell us why you would be the best fit for the role

company description

loan mountain capital is the fastest growing private lending fund in the southeastern united states. We provide short-term real estate financing to real estate investors, fix and flippers, and new home builders.

founded in partnership with our affiliate, loan ranger capital - the largest private real estate lender in texas with ~$400m under management - loan mountain capital has quickly expanded that proven business model across the southeast and established itself as a market leader, with a recent expansion of our platform to serve borrowers nationwide.

we are dedicated to supporting the success of real estate investors by offering tailored financial solutions, cost-effective loan options, and exceptional customer service. With deep industry expertise and a borrower-first approach, we are building a premier private lending platform. .

role description

as we continue to expand our dscr lending platform, we are looking for a full-time, remote dscr mortgage analyst based in mexico. In this role, you will be responsible for analyzing loan scenarios, reviewing borrower information, and structuring loan terms based on our dscr lending guidelines.



You will partner closely with our business development team to provide accurate loan quotes, update loan scenarios as new information is received, and help borrowers understand available financing options.

the idóneo candidate is analytical, detail-oriented, and comfortable learning lending guidelines quickly. Previous experience in the mortgage industry - particularly with dscr, non-qm, or investment property lending - is highly preferred but not required.

key responsibilities

- analyze borrower scenarios using loan mountain capital's dscr lending guidelines.
- structure loan terms based on borrower qualifications, property information, and program requirements.
- prepare and update loan quotes as borrower information changes.
- assist the sales team by providing accurate and timely loan scenarios.
- review borrower documentation to determine loan eligibility.
- calculate dscr, ltv, and other key loan metrics.
- identify guideline exceptions and communicate potential issues or alternative solutions.
- maintain accurate loan scenarios and borrower information in crm and internal systems.
- work closely with account executives to ensure timely responses to borrowers.
- stay current on company lending guidelines, products, and pricing.
- provide excellent customer service while communicating with borrowers and internal team members.

preferred experience





- previous experience in the mortgage industry.
- experience with dscr loans, non-qm lending, or business-purpose real estate lending is highly preferred.
- familiarity with mortgage guidelines, loan structuring, and pricing.
- understanding of investment real estate financing.
- experience reviewing borrower documentation and financial information.

skill required

- analytical thinking: ability to interpret lending guidelines and structure loan scenarios accurately.
- attention to detail: carefully review borrower information and loan terms to ensure accuracy.
- problem solving: identify challenges within a loan scenario and recommend appropriate solutions.
- communication: clearly explain loan terms and requirements to internal teams and borrowers.
- organization: effectively manage multiple loan scenarios while meeting deadlines.
- time management: prioritize a high volume of requests from the sales team.
- quick learner: ability to quickly master loan mountain capital's lending products and underwriting guidelines.

qualifications

- excellent written and verbal english communication skills.
- strong analytical and mathematical skills.
- highly detail-oriented with exceptional organizational skills.
- ability to work in a fast-paced environment with competing priorities.
- proficiency in microsoft excel and microsoft office suite.
- experience in the mortgage, banking, financial services, or real estate industry is preferred.
- bachelor's degree is preferred but not required with relevant experience .

job type: full-time

salary: $1,500 usd per month

work location: mexico

📌 Dscr mortgage analyst (Xico)
🏢 Loan Mountain Capital
📍 Xico