**Career Area**:
Finance
**Your Work Shapes the World at Caterpillar Inc.**
When you join Caterpillar, you're joining a integral team who cares not just about the work we do - but also about each other. We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities. We don't just talk about progress and innovation here - we make it happen, with our customers, where we work and live. Together, we are building a better world, so we can all enjoy living in it.
**Job Summary**:
**What You Will Do**:
- Evaluating Creditworthiness: Analyzes financial statements, credit reports, and other documents to assess the creditworthiness of loan applicants.
- Assessing Risk: Identifies potential risks associated with lending, such as default risk, market risk, and credit risk.
- Calculating Financial Ratios: Calculates financial ratios, such as debt-to-income and debt-to-equity, to evaluate an applicant's creditworthiness.
**What Skills You Will Have**:
**Financial Statement Analysis**:
- Works with balance sheets and income statements to evaluate credit worthiness.
- Explains the relationship of balance sheets, income statements, and cash flows in the analysis process.
- Examines financial statement for validity and general correctness; highlights problems or issues.
**Analytical Thinking**:




- Approaches a situation or problem by defining the problem or issue and determining its significance.
- Makes a systematic comparison of two or more alternative solutions.
**Effective Communications**:
- Delivers helpful feedback that focuses on behaviors without offending the recipient.
- Listens to feedback without defensiveness and uses it for own communication effectiveness.
- Makes oral presentations and writes reports needed for own work.
**Credit Analysis and Verification**:
- Lists basic tools and techniques used to perform credit analysis.
- Describes the role and importance of credit analysis and verification.
**Education Requirement**:
- Bachelor’s degree in finance or related area
- Intermediate / Fluent English
**Additional Information**
- ISE not available
- Sponsorship not available
**Final details**
**The Caterpillar Code of Conduct states that we will select and place employees based on their qualifications for the job to be performed, without regard to race, religion, national origin, color, gender, gender identity, sexual orientation, age or disability. In this company we do not request pregnancy tests, nor HIV tests as requirements for employment entry, permanence or promotion.**
**Posting Dates**:
December 20, 2024 - December 30, 2024
Caterpillar is an Equal Opportunity Employer (EEO).
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📌 Credit Analyst (Monterrey)
🏢 Caterpillar
📍 Monterrey