Career Area

Finance

Job Description

Evaluates credit requests by reviewing applicants' credit histories and analyzing financial statements in order to approve or deny loan applications.

What You Will Do

- Evaluating Creditworthiness: Analyzes financial statements, credit reports, and other documents to assess the creditworthiness of loan applicants.
- Assessing Risk: Identifies potential risks associated with lending, such as default risk, market risk, and credit risk.
- Calculating Financial Ratios: Calculates financial ratios, such as debt-to-income and debt-to-equity, to evaluate an applicant's creditworthiness.
- Recommendations: Presents recommendations to management or a credit committee on whether to approve or reject a loan application.

What Skills You Will Have

Financial Statement Analysis

- Works with balance sheets and income statements to evaluate credit worthiness.
- Explains the relationship between balance sheets, income statements, and cash flows in the analysis process.
- Examines financial statement for validity and general correctness; highlights problems or issues.

Analytical Thinking

- Approaches a situation or problem by defining the problem or issue and determining its significance.
- Make a systematic comparison of two or more alternative solutions.

Effective Communications

- Delivers helpful feedback that focuses on behaviors without offending the recipient.




- Listens to feedback without defensiveness and use it for own communication effectiveness.
- Make oral presentations and write reports needed for own work.

Credit Analysis and Verification

- Lists basic tools and techniques used to perform credit analysis.
- Describes the role and importance of credit analysis and verification.

Educational Requirements

- Bachelor’s degree in finance or related area
- Intermediate / Advanced English

Additional Information

- Location: Corporativo Vía Cordillera, Santa Catarina, Actual León
- Work Model: Five days per week in-office;
- Sponsorship for foreign candidates is not available.
- Domestic relocation assistance is not available for this position.
- Please include a résumé in your Workday profile.

The Caterpillar Code of Conduct

The Caterpillar Code of Conduct states that we will select and place employees based on their qualifications for the job to be performed, without regard to race, religion, national origin, color, gender, identity, sexual orientation, age or disability. In this company we do not request pregnancy tests, nor HIV tests as requirements for employment entry, permanence or promotion.

Posting Dates

julio 17, 2026 - julio 24, 2026

Equity Statement

Caterpillar is an Equal Opportunity Employer. Qualified applicants of any age are encouraged to apply.

#J-18808-Ljbffr

📌 Credit Analyst (Santa Catarina)
🏢 Caterpillar
📍 Santa Catarina