Junior Fullstack Engineer (Xico)

Junior Fullstack Engineer (Xico)

11 nov
|
Paystand
|
Xico

11 nov

Paystand

Xico

Paystand is the world's leading blockchain-enabled B2B payments network, transforming commercial finance into a software-driven, zero-fee, and open ecosystem. Recognized as a CNBC/Statista **** World's Top Fintech company, Paystand delivers over a decade of on-chain payments experience to middle and large enterprises.
Paystand's network services more than one million payors that have moved $20+ billion in volume. With its acquisitions of Yaydoo, Teampay and Bitwage, Paystand's full-stack platform includes agentic AI, its USDb stablecoin, and AR/AP solutions on one tightly integrated network. Its non-profit arm, Paystand.org, advances the mission to democratize finance through Bitcoin and blockchain technology.
What We Do
We built the financial system we always thought should exist: zero fees, zero friction, just your money, faster. Blockchain automates receivables and payables, cuts time-to-cash, and turns every transaction into revenue instead of cost.
Why We Do It
The current system takes a cut from the people who build, create, and grow — and calls it the cost of doing business. We don't buy that. Every fee we eliminate compounds into growth. We're here to decentralize finance and hand the power back to the businesses driving the real economy — extended further through Paystand.org's work to democratize finance through Bitcoin and blockchain.
How We Do It
We don't wait for permission or for the industry to catch up — we build the future of finance ourselves, on-chain, in the open. Small moves now, monumental results later.
Join Us
We're not looking for people who want a job in fintech. We're looking for people who want to build what comes after it. Paystand is where you help lead a financial revolution instead of just reading about one.
We stand on change.



Come stand with us.
Role at a Glance
AI is core to how we build Paystand's open banking network and transform how businesses pay and get paid. We're seeking a Junior Full-Stack Engineer ready to tackle meaningful technical challenges and ship customer-facing payment experiences. You'll combine AI-assisted development with sound engineering judgment, ensuring your solutions fit the broader product. Working alongside experienced engineers, you'll own scoped frontend and backend projects, move quickly, and grow your capabilities while building software that businesses depend on.
AI-First Engineering Expectations
Paystand is an AI-first organization. We expect engineers at every level to combine AI-powered development with the technical judgment needed to build reliable software. As a Junior Full-Stack Engineer, you are expected to:
Apply AI coding assistants and development agents across implementation, testing, debugging, and documentation to increase development velocity while maintaining engineering standards.
Provide AI tools with clear requirements, relevant codebase context, and acceptance criteria. Critically review generated code, verify its behavior, and ensure it aligns with customer needs and existing architecture.
Develop AI-enabled features and integrations using established architectural patterns, with technical guidance and review from experienced engineers.




Identify opportunities to automate repetitive engineering tasks and implement improvements to testing, documentation, and development workflows.
Evaluate emerging AI tools and development practices, assess their value for Paystand's engineering workflows, and contribute to their adoption within the team.
Role and Key Responsibilities
Deliver frontend and backend features for Paystand's open banking network, taking ownership of scoped work from implementation through release with guidance from experienced engineers.
Build reusable components, APIs, and service integrations that follow established architectural patterns and support maintainable applications.
Collaborate with product owners, designers, and engineers to translate customer and business needs into reliable, intuitive payment experiences.
Write maintainable code, develop automated tests, and troubleshoot defects to meet engineering standards for correctness, security, and performance.
Contribute to technical discussions and code reviews, incorporate feedback, and communicate progress, dependencies, and blockers to support timely delivery.
Requirements & Qualifications
AI-assisted development:
Hands-on experience with AI coding assistants and development agents such as Claude Code, OpenAI Codex, or comparable tools. Ability to provide clear requirements and relevant codebase context, critically evaluate generated code, and explain how a solution meets customer needs and integrates with existing systems.
Builder experience:
1–2 years of relevant software development experience, including internships, or demonstrated ability through substantial personal, academic, or open-source projects. Ability to explain y

📌 Junior Fullstack Engineer (Xico)
🏢 Paystand
📍 Xico

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