About the Role
Our client, a leading insurance provider, is actively seeking a skilled and detail-oriented Analista de Riesgos y Suscripción de Seguros to join their esteemed team in Torreón, Coahuila, MX . This critical role involves evaluating and managing insurance risks associated with potential policyholders. You will be responsible for assessing applications, determining the insurability of risks, and setting appropriate terms and premiums to ensure the company's financial stability and profitability. The adecuado candidate possesses strong analytical abilities, a meticulous approach to detail, and a comprehensive understanding of insurance principles and underwriting practices. This position is integral to the company's operational integrity and requires a dedicated professional committed to upholding high standards of risk assessment and management within a Torreón, Coahuila, MX region. This role is primarily on-site to facilitate collaborative analysis and review processes.

Key Responsibilities

Analyze insurance applications to assess the nature and severity of risks, considering factors such as applicant history, property details, and market conditions in Torreón, Coahuila, MX .

Determine the acceptability of risks and establish appropriate underwriting guidelines and premiums for new policies.

Review and evaluate existing policies to manage and reassess risk exposure.

Collaborate closely with agents and brokers to gather necessary information and clarify underwriting requirements.

Ensure compliance with all relevant insurance regulations and company policies.

Develop and recommend strategies for risk mitigation and control.

Maintain accurate and detailed records of underwriting decisions and risk assessments.

Stay current with industry best practices, emerging risks, and changes in the regulatory environment.





Participate in team meetings to discuss complex cases and share insights on risk management.

Contribute to the development and refinement of underwriting manuals and procedures.

Requirements

Bachelor's degree in Finance, Economics, Mathematics, Business Administration, or a related field.

Proven experience in insurance underwriting or risk analysis.

Strong analytical and quantitative skills, with the ability to interpret complex data.

Excellent understanding of insurance principles, risk management, and underwriting practices.

Proficiency in Microsoft Office Suite, particularly Excel, for data analysis and reporting.

Detail-oriented with a high level of accuracy in work.

Strong communication and interpersonal skills to effectively liaise with internal and external stakeholders.

Ability to work independently and manage a diverse workload within set deadlines.

Knowledge of the local market in Torreón, Coahuila, MX is considered a plus.

Relevant professional certifications (e.g., Associate in Underwriting - AU) are highly desirable.

Benefits

Competitive salary package commensurate with experience.

Comprehensive health, dental, and vision insurance.

Retirement savings plan.

Paid time off and holidays.

Opportunities for professional growth and certification support.

A stable and supportive work environment.

Exposure to diverse insurance products and risk profiles.

Key role in ensuring the financial health of a leading insurance company.

About the Role




Our client, WhatJobs Direct , a leader in the insurance sector, is seeking a highly analytical and detail-oriented Analista de Riesgos y Suscripción de Seguros to join their dynamic team. This is a fully remote position, offering the flexibility to work from anywhere within Mexico. The ideal candidate will play a crucial role in evaluating insurance applications, assessing risks, and determining appropriate policy terms and premiums. This role is integral to maintaining the profitability and integrity of our client's insurance portfolio. We are looking for professionals with a strong understanding of actuarial principles and a passion for data-driven decision-making. The successful candidate will contribute to the company's mission of providing reliable insurance solutions.

Key Responsibilities

Evaluate insurance applications to identify potential risks and ensure compliance with company guidelines.

Analyze financial data, medical records, and other relevant information to assess the insurability of applicants.

Determine appropriate policy terms, coverage limits, and premium rates based on risk assessment.

Collaborate with sales and underwriting teams to provide expert advice on complex cases.

Monitor and manage the existing portfolio of policies, identifying trends and potential issues.

Develop and implement underwriting guidelines and best practices.

Prepare detailed reports on risk analysis and underwriting decisions for management.

Stay updated on industry regulations and market trends impacting the insurance sector.

Requirements

Bachelor's degree in Actuarial Science, Statistics, Finance, Economics, or a related quantitative field.

Minimum of 3-5 years of experience in insurance underwriting or risk analysis,

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📌 Analista De Riesgos Y Suscripción De Seguros (Xico)
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📍 Xico