Job OverviewWe are a fintech company specializing in unsecured micro-lending (cash loans / App-based credit) in Mexico, with operations covering online lending, in-house collections, and outsourced collections.
We are currently in a critical phase of entity compliance and licensing – including SOFOM entity structuring, regulatory registration, consumer protection, and data privacy.This is an end-to-end "from 0 to 1" role – you will be building the local compliance system from the ground up.
It is not just a contract review position, but a role that deeply engages in the compliance design of the full credit lifecycle.Key ResponsibilitiesCorporate Governance & Entity ComplianceManage day-to-day legal affairs for the local SOFOM entity: articles of incorporation, shareholder and equity changes, legal representative changes, and regulatory updates.Lead and manage regulatory registrations and filings (CNBV financial entity registration, CONDUSEF registration, etc.); handle regulatory inquiries and periodic reporting.Manage the SOFOM licensing application process and ensure full compliance with local regulations.Business Compliance (Credit & Collections)Establish and maintain full-cycle lending compliance: loan agreements, interest rate and fee disclosures, template terms, electronic signing, and evidence retention.Oversee collections compliance: review and quality-assess internal collection scripts and recordings; enforce collection discipline.Manage outsourced collection agencies: contract drafting and review, supplier compliance audits, and non-compliance remediation.Data Privacy & Consumer ProtectionLead local data privacy compliance (LFPDPPP): privacy notices, data sharing with credit bureaus, and cross-border data transfers.Manage consumer complaints, CONDUSEF claims, and customer dispute resolution.Contracts, Employment & Litigation SupportDraft and review local bilingual (Spanish/English) contracts: outsourcing, IT, leasing, suppliers,



and channel partner agreements.Provide legal support on local employment and social security (IMSS): employment contracts, termination risks, and labor disputes.Manage external law firms and budgets; issue legal opinions onmaterial matters; follow up on litigationand regulatory risk events.Headquarters CoordinationReport local regulatory updates and risk events to headquarters compliance/legal teams; support cross-border funding and AML-related matters.QualificationsRequiredMexican law degree (Licenciatura en Derecho).
Must hold a valid Mexican legal license (Cédula Cualificado).5+ years of combined corporate legal and compliance experience, with exposure to banking, credit, SOFOM, consumer finance, or collection agency sectors.Proven experience and deep familiarity with the SOFOM licensing/application process and end-to-end regulatory compliance.Deep understanding of Mexican consumer financial protection and collections compliance requirements.Native or fluent Spanish (written and spoken) is mandatory.
Working proficiency in English or Chinese is a strong plus.Integrity and prudence; able to provide actionable business advice in ambiguous situations, not just identify risks.Must be legally authorized to work in Mexico without requiring company sponsorship.PreferredChinese or English as a working language for direct communication with headquarters in China.Hands‐on experience with CONDUSEF, CNBV, or INAI regulatory interactions.Experience in credit institution registrations, licensing, or fintech authorization projects.What We Offer"From 0 to 1" opportunity to build a licensed compliance system – high-value career experience.Cross‐border experience collaborating with headquarters in China, local operations, and third‐party vendors.Competitive compensation package: MXN 80,*******,000 per month * 13 months (Total package MXN 1,300,000 annually).
Professional growth in a fast‐moving fintech environment.Location: Mexico City, Mexico (On-site)#J-*****-Ljbffr

📌 Legal Compliance Manager (Xico)
🏢 Kaiyiee Global Talent
📍 Xico