Our client is seeking a thorough and analytical Analista de Crédito Comercial to join their team in Naucalpan, State of Mexico . This role is crucial for evaluating the creditworthiness of potential and existing commercial clients, assessing risks, and making informed lending decisions. The adecuado candidate will have a strong understanding of financial statement analysis, credit scoring models, and commercial lending practices. This position requires meticulous attention to detail and the ability to communicate recommendations effectively. We are looking for a professional who can help manage the company's credit portfolio and minimize potential losses.

About the Role

Our client is seeking a thorough and analytical Analista de Crédito Comercial to join their team in Naucalpan, State of Mexico . This role is crucial for evaluating the creditworthiness of potential and existing commercial clients, assessing risks, and making informed lending decisions. The ideal candidate will have a strong understanding of financial statement analysis, credit scoring models, and commercial lending practices. This position requires meticulous attention to detail and the ability to communicate recommendations effectively. We are looking for a professional who can help manage the company's credit portfolio and minimize potential losses.

Key Responsibilities

- Analyze financial statements, credit reports,



and other relevant data to assess credit risk.
- Determine credit limits and terms for commercial clients.
- Prepare detailed credit analysis reports and recommendations for approval.
- Monitor the credit performance of existing clients and identify potential issues.
- Maintain accurate and up-to-date credit files.
- Ensure compliance with credit policies and regulatory requirements.
- Communicate with clients regarding credit applications and account status.
- Collaborate with sales and other departments to support business objectives.
- Stay informed about industry trends and economic conditions affecting credit risk.
- Assist in the development and refinement of credit policies and procedures.

Requirements

- Bachelor's degree in Finance, Economics, Accounting, Business Administration, or a related field.
- Minimum of 3 years of experience in credit analysis, loan underwriting, or financial analysis, preferably in commercial banking.
- Strong understanding of financial statement analysis and credit risk assessment techniques.
- Proficiency in credit analysis software and Microsoft Office Suite, particularly Excel.
- Excellent analytical, problem-solving, and decision-making skills.
- Strong written and verbal communication skills.
- Detail-oriented with strong organizational abilities.
- Ability

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📌 Analista De Crédito (Xico)
🏢 Cumplo
📍 Xico