whoarewe?

wearemexico'sleadingfinancialtechnologycompany,empoweringover100,000clientstoachievetheirbusinessgoals.ourmissionistofuelthegrowthofsmallandmedium-sizedenterprises(smes)throughinnovativesolutions—includingfinancing,corporatecreditcards,andpaymentsystems.wepartnerwithentrepreneurstohelpthemovercomechallenges,transformingtheirbusinessesintotrueenginesofeconomicgrowthwhilecontributingtothedevelopmentofourcommunity,ourcountry,andtheplanet.

abouttherole:

asthesr.productownerforcorepayments,youwillleadthestrategyandexecutionofourend-to-endpaymentprocessingroadmap,coveringbothmoneyin(authorization,processingtransaction)andmoneyout(disbursements,refunds,holdsandchargebacks).yourmissionistodriveatransactionalvolumeexceeding1millionmonthlytransactions,maintaintop-tierapprovalrates,ensureaccuratereconciliationbetweenmoneyinandmoneyout,andguaranteecompliancewithnetworkandregulatoryrequirements(visa,mastercard,amex,cnbv,banxico),positioningoursolutionasacompetitiveleaderinthemexicanacquiringecosystem.

keyresponsibilities

- roadmapmanagement:leadthecorepaymentsproductlifecyclefromideationtolaunch,generatingdocumentation(prds,userstorieswithtechnicalacceptancecriteria),definingcorekpis,andcoordinatingexecutiontorecoverandscaletotalpaymentvolume(tpv).
- end-to-endpaymentprocessing:ownthefunctionaldesignandevolutionofthepaymentinfrastructure(paymentsapi,gateway,switch,processorandnetworkconnections),ensuringavailability,performanceandscalabilityacrosscardpresentandcardnotpresentflows.
- strategy,segmentation&routing;:defineanddesignthesmartroutingrulesbypaymentmethod,binandissuer(chip+pin,contactless,e-commerce)tomaintainanapprovalrateabove90%,whileoptimizingprocessingcostpertransaction.




- moneyin/moneyoutreconciliation:definethebusinessrules,controlsandoperationalprocessesforclearing,settlement,merchantpayouts,disbursements,refundsandholds,ensuringeverytransactionreconcilesendtoendandreducingdiscrepanciesandresolutiontimes.
- certification&compliance;:coordinateintegrationandcertificationcycles(e.g.,emvl3)withengineers,processors(e.g.,prosa,getnet,e.integral)andpaymentnetworks,guaranteeingcompliancewithpci-dssandnetworkstandardswithoutcreatingdevelopmentbottlenecks.
- operationalresilience&troubleshooting;:partnerwithtechonincidentanalysisandrootcause,definemonitoring,alertingandfailovermechanisms,andusedataandobservabilitytools(sql,newrelic)tominimizeimpactonapprovalrateandmerchantexperience.
- testing&userexperience;:collaboratewithbusinessandtechteamstoconductuseracceptancetesting(uat)andcontinuouslyoptimizepaymentflowsandmerchantexperience.

requiredprofile

- experience:4+yearsinpaymentsproductmanagementorpaymentprocessing(cardpresentandcardnotpresent)withinfintechs,acquirers,paymentprocessors,orfinancialinstitutionsinmexico.proventrackrecordoftakingproductsfromideationtolaunchwithameasurableimpactontpv,approvalrate,reconciliationaccuracyorchargebackreduction.
- education:bachelor'sdegreeinengineering(systems,software,industrial,financial),businessadministration,finance,orrelatedfields.aspecializationinproductmanagement,digitalpayments,orfintechishighlydesirable.
- technicalknowledge:deepunderstandingofend-to-endpaymentprocessinginmexico:paymentmethods(chip,contactless,qr,e-commerce),networks(visa,mastercard,amex),processorsandswitches,gatewayarchitectureandiso8583messaging,authorization,clearingandsettlementflows,chargebacklifecycle,speidisbursements,andstandardslikeemvl3andpci-dss.
- nicetohave:experiencewithfraudpreventiontoolsandriskscoring,msiandprepaidvoucherprograms,andmerchantonboardingandkycprocesses.priorexperienceatcompaniessuchasclip,dlocal,mercadopago,adyenorsquare.
- softskills: englishproficiency.analytical,strategic,results-orientedprofilewithstrongcross-functionalcollaborationskills(tech,business,risk,operations,compliance).

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📌 Sr. product owner payments (México)
🏢 Red Amigo Dal S.A.P.I. Of C.V. S.O.F.O.M. E.N.R
📍 México