Whoarewe?
WeareMexico'sleadingfinancialtechnologycompany,empoweringover100,000clientstoachievetheirbusinessgoals.Ourmissionistofuelthegrowthofsmallandmedium-sizedenterprises(SMEs)throughinnovativesolutions—includingfinancing,corporatecreditcards,andpaymentsystems.

Wepartnerwithentrepreneurstohelpthemovercomechallenges,transformingtheirbusinessesintotrueenginesofeconomicgrowthwhilecontributingtothedevelopmentofourcommunity,ourcountry,andtheplanet.
Abouttherole:
AstheSr.

ProductOwnerforCorePayments,youwillleadthestrategyandexecutionofourend-to-endpaymentprocessingroadmap,coveringbothMoneyIn(authorization,processingtransaction)andMoneyOut(disbursements,refunds,holdsandchargebacks).Yourmissionistodriveatransactionalvolumeexceeding1millionmonthlytransactions,maintaintop-tierapprovalrates,ensureaccuratereconciliationbetweenMoneyInandMoneyOut,andguaranteecompliancewithnetworkandregulatoryrequirements(Visa,Mastercard,AMEX,CNBV,Banxico),positioningoursolutionasacompetitiveleaderintheMexicanacquiringecosystem.
KeyResponsibilities
RoadmapManagement: LeadtheCorePaymentsproductlifecyclefromideationtolaunch,generatingdocumentation(PRDs,userstorieswithtechnicalacceptancecriteria),definingcoreKPIs,andcoordinatingexecutiontorecoverandscaletotalpaymentvolume(TPV).
End-to-EndPaymentProcessing: Ownthefunctionaldesignandevolutionofthepaymentinfrastructure(PaymentsAPI,Gateway,Switch,processorandnetworkconnections),ensuringavailability,performanceandscalabilityacrossCardPresentandCardNotPresentflows.
Strategy,Segmentation&Routing;: Defineanddesignthesmartroutingrulesbypaymentmethod,BINandissuer(Chip+PIN,Contactless,e-commerce)tomaintainanapprovalrateabove90%,whileoptimizingprocessingcostpertransaction.
MoneyIn/MoneyOutReconciliation:



Definethebusinessrules,controlsandoperationalprocessesforclearing,settlement,merchantpayouts,disbursements,refundsandholds,ensuringeverytransactionreconcilesendtoendandreducingdiscrepanciesandresolutiontimes.
Certification&Compliance;: Coordinateintegrationandcertificationcycles(e.g.,EMVL3)withengineers,processors(e.g.,PROSA,GETNET,e.integral)andpaymentnetworks,guaranteeingcompliancewithPCI-DSSandnetworkstandardswithoutcreatingdevelopmentbottlenecks.
OperationalResilience&Troubleshooting;: PartnerwithTechonincidentanalysisandrootcause,definemonitoring,alertingandfailovermechanisms,andusedataandobservabilitytools(SQL,NewRelic)tominimizeimpactonapprovalrateandmerchantexperience.
Testing&UserExperience;: CollaboratewithBusinessandTechteamstoconductuseracceptancetesting(UAT)andcontinuouslyoptimizepaymentflowsandmerchantexperience.
RequiredProfile
Experience:4+yearsinpaymentsproductmanagementorpaymentprocessing(CardPresentandCardNotPresent)withinFintechs,acquirers,paymentprocessors,orfinancialinstitutionsinMexico.

ProventrackrecordoftakingproductsfromideationtolaunchwithameasurableimpactonTPV,approvalrate,reconciliationaccuracyorchargebackreduction.
Education: Bachelor'sdegreeinEngineering(Systems,Software,Industrial,Financial),BusinessAdministration,Finance,orrelatedfields.

AspecializationinProductManagement,DigitalPayments,orFintechishighlydesirable.
TechnicalKnowledge: Deepunderstandingofend-to-endpaymentprocessinginMexico:paymentmethods(Chip,Contactless,QR,e-commerce),networks(Visa,Mastercard,AMEX),processorsandswitches,gatewayarchitectureandISO8583messaging,authorization,clearingandsettlementflows,chargebacklifecycle,SPEIdisbursements,andstandardslikeEMVL3andPCI-DSS.
NicetoHave: Experiencewithfraudpreventiontoolsandriskscoring,MSIandprepaidvoucherprograms,andmerchantonboardingandKYCprocesses.

PriorexperienceatcompaniessuchasClip,dLocal,MercadoPago,AdyenorSquare.
SoftSkills: Englishproficiency.

Analytical,strategic,results-orientedprofilewithstrongcross-functionalcollaborationskills(Tech,Business,Risk,Operations,Compliance).

📌 Product Owners UX (Ciudad de México)
🏢 Red Amigo Dal S.A.P.I. Of C.V. S.O.F.O.M. E.N.R
📍 Ciudad de México