Job Overview

We are a fintech company specializing in unsecured micro-lending (cash loans / App-based credit) in Mexico, with operations covering online lending, in-house collections, and outsourced collections. We are currently in a critical phase of entity compliance and licensing – including SOFOM entity structuring, regulatory registration, consumer protection, and data privacy.

This is an end-to-end "from 0 to 1" role – you will be building the local compliance system from the ground up. It is not just a contract review position, but a role that deeply engages in the compliance design of the full credit lifecycle.

Key Responsibilities

Corporate Governance & Entity Compliance

Manage day-to-day legal affairs for the local SOFOM entity: articles of incorporation, shareholder and equity changes, legal representative changes, and regulatory updates.

Lead and manage regulatory registrations and filings (CNBV financial entity registration, CONDUSEF registration, etc.); handle regulatory inquiries and periodic reporting.

Manage the SOFOM licensing application process and ensure full compliance with local regulations.

Business Compliance (Credit & Collections)

Establish and maintain full-cycle lending compliance: loan agreements, interest rate and fee disclosures, template terms, electronic signing, and evidence retention.

Oversee collections compliance: review and quality-assess internal collection scripts and recordings; enforce collection discipline.

Manage outsourced collection agencies: contract drafting and review, supplier compliance audits, and non-compliance remediation.

Data Privacy & Consumer Protection

Lead local data privacy compliance (LFPDPPP): privacy notices, data sharing with credit bureaus, and cross-border data transfers.

Manage consumer complaints, CONDUSEF claims, and customer dispute resolution.

Contracts, Employment & Litigation Support

Draft and review local bilingual (Spanish/English) contracts: outsourcing, IT, leasing, suppliers,



and channel partner agreements.

Provide legal support on local employment and social security (IMSS): employment contracts, termination risks, and labor disputes.

Manage external law firms and budgets; issue legal opinions on material matters; follow up on litigation and regulatory risk events.

Headquarters Coordination

Report local regulatory updates and risk events to headquarters compliance/legal teams; support cross-border funding and AML-related matters.

Qualifications

Required

Mexican law degree (Licenciatura en Derecho).

Must hold a valid Mexican legal license (Cédula Cualificado).

5+ years of combined corporate legal and compliance experience, with exposure to banking, credit, SOFOM, consumer finance, or collection agency sectors.

Proven experience and deep familiarity with the SOFOM licensing/application process and end-to-end regulatory compliance.

Deep understanding of Mexican consumer financial protection and collections compliance requirements.

Native or fluent Spanish (written and spoken) is mandatory. Working proficiency in English or Chinese is a strong plus.

Integrity and prudence; able to provide actionable business advice in ambiguous situations, not just identify risks.

Must be legally authorized to work in Mexico without requiring company sponsorship.

Preferred

Chinese or English as a working language for direct communication with headquarters in China.

Hands‑on experience with CONDUSEF, CNBV, or INAI regulatory interactions.

Experience in credit institution registrations, licensing, or fintech authorization projects.

What We Offer

"From 0 to 1" opportunity to build a licensed compliance system – high-value career experience.

Cross‑border experience collaborating with headquarters in China, local operations, and third‑party vendors.

Competitive compensation package: MXN 80,000-100,000 per month * 13 months (Total package MXN 1,300,000 annually).

Professional growth in a fast‑moving fintech environment.

Location: Mexico City, Mexico (On-site)

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📌 Legal Compliance Manager (México)
🏢 Kaiyiee Global Talent
📍 México