About the Role

Our client, a leading insurance provider, is actively seeking a skilled and detail-oriented Analista de Riesgos y Suscripción de Seguros to join their esteemed team in Torreón, Coahuila, MX . This critical role involves evaluating and managing insurance risks associated with potential policyholders. You will be responsible for assessing applications, determining the insurability of risks, and setting appropriate terms and premiums to ensure the company's financial stability and profitability. The adecuado candidate possesses strong analytical abilities, a meticulous approach to detail, and a comprehensive understanding of insurance principles and underwriting practices. This position is integral to the company's operational integrity and requires a dedicated professional committed to upholding high standards of risk assessment and management within the Torreón, Coahuila, MX region. This role is primarily on-site to facilitate collaborative analysis and review processes.

Key Responsibilities

- Analyze insurance applications to assess the nature and severity of risks, considering factors such as applicant history, property details, and market conditions in Torreón, Coahuila, MX.
- Determine the acceptability of risks and establish appropriate underwriting guidelines and premiums for new policies.
- Review and evaluate existing policies to manage and reassess risk exposure.
- Collaborate closely with agents and brokers to gather necessary information and clarify underwriting requirements.
- Ensure compliance with all relevant insurance regulations and company policies.
- Develop and recommend strategies for risk mitigation and control.




- Maintain accurate and detailed records of underwriting decisions and risk assessments.
- Stay current with industry best practices, emerging risks, and changes in the regulatory environment.
- Participate in team meetings to discuss complex cases and share insights on risk management.
- Contribute to the development and refinement of underwriting manuals and procedures.

Requirements

- Bachelor's degree in Finance, Economics, Mathematics, Business Administration, or a related field.
- Proven experience in insurance underwriting or risk analysis.
- Strong analytical and quantitative skills, with the ability to interpret complex data.
- Excellent understanding of insurance principles, risk management, and underwriting practices.
- Proficiency in Microsoft Office Suite, particularly Excel, for data analysis and reporting.
- Detail-oriented with a high level of accuracy in work.
- Strong communication and interpersonal skills to effectively liaise with internal and external stakeholders.
- Ability to work independently and manage a diverse workload within set deadlines.
- Knowledge of the local market in Torreón, Coahuila, MX is considered a plus.
- Relevant professional certifications (e.g., Associate in Underwriting - AU) are highly desirable.

Benefits

- Competitive salary package commensurate with experience.
- Comprehensive health, dental, and vision insurance.
- Retirement savings plan.
- Paid time off and holidays.
- Opportunities for professional growth and certification support.
- A stable and supportive work environment.
- Exposure to diverse insurance products and risk profiles.
- Key role in ensuring the financial health of a leading insurance company.

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📌 Analista de Riesgos y Suscripción de Seguros (Torreón)
🏢 Placements24
📍 Torreón