The Opportunity | Consumer Lending Axon Impact is conducting a confidential executive search for a financial institution specializing in loans to individuals, backed by Mexican and international investors. We seek a financial leader who can oversee the entire finance function, strengthen capital discipline, and help drive profitable, sustainable growth. Role Purpose Lead the financial strategy of a consumer lending institution, integrating risk-adjusted profitability, loan portfolio quality and growth, funding, liquidity, accounting, and financial planning. Serve as a strategic partner to the CEO, Board of Directors, and domestic and international investors. Key Responsibilities Financial Strategy and Planning

- Develop and update medium- and long-term financial plans, scenarios, earnings forecasts, cash flow projections, and capital requirements.
- Assess profitability by product, distribution channel, origination vintage, and customer segment, incorporating acquisition costs, yield, funding costs, credit losses, and cost to serve.
- Oversee liquidity, cash positions, financial obligations, treasury policies, and banking relationships.
- Design funding strategies to support portfolio growth, assessing funding cost and diversification, maturity profiles, covenants, and liquidity stress scenarios.
- Lead financial close, consolidation, and timely preparation of financial statements and management reporting.
- Strengthen internal controls and coordinate audits, tax obligations, and regulatory requirements applicable to the institution's legal and regulatory status.
- Lead the annual budget and periodic forecasts; monitor variances and implement corrective actions.
- Build dashboards linking financial plans to loan originations, outstanding portfolio balances, net interest margin, cost of risk, recoveries, and operating efficiency.
- Prepare and present financial performance, business outlook, risks, and strategic recommendations to the Board of Directors.
- Manage reporting and presentations for Mexican and international investors, communicating complex financial matters clearly in English and Spanish.




- Develop and lead the finance, accounting, treasury, and planning teams, promoting technical excellence and collaboration.
- Partner with Credit, Risk, Collections, Operations, Technology, and the CEO to align financial decisions with portfolio quality and sustainable growth.

Required Qualifications

- Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field; postgraduate education or professional financial certifications are a plus.
- At least 15 years of progressive finance experience, including 7 or more years leading teams or senior finance functions.
- Strong expertise in corporate treasury, financial accounting, financial modeling and forecasting, budgeting, and executive reporting.
- Demonstrated experience in consumer finance or financial institutions with loan portfolios serving individuals (personal loans, payroll-deducted loans, digital lending, or comparable products). Understanding of origination, collections, delinquency, charge-offs, and recoveries is essential; purely general corporate finance experience is not sufficient.
- Proven experience presenting to Boards of Directors and private or institutional investors, ideally in an international environment.
- Advanced English proficiency (CEFR C1) is mandatory, including the ability to lead complex financial discussions and presentations.
- Valid visa required, with availability for business travel as needed.
- Proficiency in financial modeling tools, ERP systems, and analytics platforms; familiarity with applicable Mexican financial and accounting requirements.

Executive Competencies





- Strategic judgment; financial discipline and risk management; bilingual executive communication; integrity and discretion; results orientation; negotiation; people leadership; and ability to influence shareholders and governance bodies.
- Frequent interaction with the CEO, Board of Directors, shareholders and investors, Credit, Risk, Operations, Audit, external advisors, and financial institutions. Reporting line and team structure will be confirmed during the selection process.
- Key Performance Indicators (KPIs): Accuracy and timeliness of financial close, financial statements, and Board/investor reporting.
- Budget performance and forecast accuracy for revenue, expenses, earnings, and cash flow.
- Liquidity position, funding adequacy, and compliance with financing obligations and covenants.
- Profitability, operating efficiency, and cost of funds against approved targets.
- Audit completion, remediation of findings, and effectiveness of financial controls.
- Sustainable portfolio growth: originations and performing loan balances against budget, provisions, and capital requirements.
- Funding: average cost of funds, source concentration, maturity gaps, and covenant compliance.
- Unit economics: net interest margin, profitability by product and vintage, acquisition cost, and risk-adjusted return.
- Credit quality: 30/60/90+ days past due, roll rates, charge-offs, recoveries, and cost of risk.

Value Proposition and Compensation

An opportunity to shape high-impact decisions at a consumer finance institution supported by Mexican and international capital. The role offers a highly competitive compensation package aligned with its scope and the successful candidate's experience. Specific terms will be discussed during the selection process.

Confidentiality

The hiring organization's identity remains confidential at this stage. Candidate information will be handled discreetly and used solely to assess potential participation in the selection process, in accordance with applicable privacy requirements. Axon Impact never charges candidates to participate in recruitment processes.

📌 Chief Financial Officer (Ciudad de México)
🏢 Axon Impact
📍 Ciudad de México