About the Team
The Life & Health Underwriting LATAM Team partners with insurers across Latin America to support sound, consistent, and commercially sustainable risk selection. We combine regional market knowledge, medical and non-medical underwriting expertise, and a client-focused mindset to help strengthen underwriting practices and portfolio performance. We work across multiple markets and product lines, collaborating with Claims, Medical, Pricing, Client Markets, Product, Operations, and Underwriting Solutions teams. The team values technical discipline, curiosity, knowledge sharing, and the effective use of data and digital tools. In this team, you will learn from experienced professionals, contribute to meaningful case and portfolio work, and help develop solutions that create value for clients, policyholders, and Swiss Re.
This is an excellent opportunity for someone looking to build a strong underwriting career in a collaborative and international reinsurance environment.
Key Responsibilities
Assess Life & Health underwriting cases
Review medical, financial, occupational and lifestyle information to support risk decisions.
Apply Life Guide ́s philosophy consistently and document underwriting rationale.
Identify missing information and request additional evidence when required.
Support client underwriting teams by providing timely and professional responses.
Participate in case discussions, training sessions and client meetings.
Contribute to portfolio reviews,



underwriting studies and business initiatives.
Support quality reviews, audits and continuous improvement activities.
Maintain compliance with underwriting standards, governance requirements and data privacy policies.
Collaborate with internal teams including Claims, CMO, Pricing, Product and Client Markets.
About You
You are analytical, curious, and detail-oriented, with a strong interest in Life & Health underwriting. You enjoy evaluating information, making balanced risk assessments and working collaboratively with colleagues and clients. You are eager to learn, comfortable managing multiple priorities and able to communicate your recommendations clearly and professionally.
Qualifications
University degree in Insurance, Business, Finance, Actuarial Science, Health Sciences, Medicine, Nursing, Pharmacy, Law or a related field.
Minimum 1+ year of experience and strong interest in Life & Health insurance, underwriting, claims, healthcare or risk assessment.
Strong analytical and organizational skills.
Good communication and stakeholder management skills.
Fluent in Spanish, Intermediate English.
Portuguese is a plus.
Success in the Role
Success will be measured by the quality and consistency of underwriting decisions, service delivery, technical development, collaboration with clients and colleagues, and contribution to portfolio performance and business growth.

📌 Life & Health Underwriter (Xico)
🏢 Swiss Re
📍 Xico