Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide.
Together with our customers, we're helping build a sustainable economy where everyone can prosper.
We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible.
Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary Senior Software Engineer (AI)The CNPF Data & AI organization is looking for a Lead Software Engineer to help build the next generation of intelligent, agentic products and platforms powering the Mastercard Virtual C‐Suite.
This is a hands‐on technical leadership role for an experienced engineer who combines strong software engineering fundamentals with practical experience building production‐ready AI systems.
You will lead the design and delivery of secure, scalable, and reliable agentic applications that can reason, orchestrate tools, interact with enterprise systems, and deliver measurable business value.
You will work closely with Applied AI, Data Science, Product, Security, and Platform teams to move from concept to experimentation to governed production deployment.
This role will suit a builder who enjoys solving complex problems, working across disciplines, and helping teams deliver high‐quality software at pace.
We are particularly interested in engineers who know how to use AI responsibly both within products and across the software development lifecycle to improve quality, productivity, engineering effectiveness, and delivery outcomes.Key ResponsibilitiesLead hands-on architecture, design, and implementation of agentic applications, AI-powered services, and platform capabilities from concept through productionDefine engineering patterns and best practices for production AI systems, including evaluation, monitoring, guardrails, resiliency, cost control, and rollback strategiesDrive end-to-end software delivery across the SDLC, from discovery and prototyping to testing, release, and production operationsUse engineering tools to accelerate design, coding, testing, documentation, troubleshooting, and delivery while maintaining strong engineering judgment and code quality standardsChampion an AI-enabled SDLC by improving developer workflows, automation, test generation, code review quality, release confidence,



and team productivityPartner closely with Product, Applied AI, Data Science, and business stakeholders to translate ambiguous opportunities into scalable product capabilitiesProvide technical leadership through architectural decisions, design reviews, code reviews, hands‐on contribution, and mentoring of engineers across the teamBuild highly available, secure, and maintainable cloud‐native services with strong observability, performance, and operational readinessShape technical roadmaps, identify short- and long‐term platform needs, and influence architecture choices that enable scale, reuse, and faster deliveryCollaborate across teams and business units to solve complex business and engineering problems with practical, high‐impact solutionKeep senior stakeholders informed of progress, risks, trade‐offs, and implementation decisions in a clear and concise mannerAll about youBachelor's degree in computer science, Software Engineering, or a related technical field; advanced degree preferred.
+ 10 years software engineering experience building scalable, secure, maintainable production systems, including experience leading complex technical initiatives end to endHands‐on experience building and shipping AI-powered products or agentic applications using LLMs, orchestration frameworks, tool‐calling patterns, retrieval, and context‐aware workflowsStrong understanding of agentic system design, including planning, reasoning loops, workflow orchestration, memory, grounding, evaluation, safety, and human‐in‐the‐loop controlsExperience taking AI solutions from prototype to production with sound engineering discipline around reliability, observability, latency, cost, security, and governanceExperience with modern AI frameworks, SDKs, and tooling for building AI applications, agent workflows, and developer productivity use casesStrong programming skills in one or more backend languages such as Java or Python, with the ability to write high‐quality, well‐tested,



production‐ready codeExperience with modern front‐end frameworks such as React and/or Next.js for building intuitive product experiences would be beneficialExperience building services in cloud‐native environments using Kubernetes and managed cloud services on AWS, Azure, or GCPGood understanding of APIs, distributed systems, event‐driven architectures, data pipelines, and integration patterns across enterprise platformsExperience with CI/CD, automated testing, DevSecOps, and engineering automation, including the ability to improve SDLC efficiency and release quality using AI toolsPractical experience using AI coding and engineering assistants to improve productivity across design, implementation, testing, debugging, documentation, and operational supportStrong background in software security, including authentication, authorization, secrets management, encryption, threat modelling, and secure deployment practices for AI‐enabled systemsProven ability to create reusable platforms, frameworks, or internal engineering capabilities that improve developer experience and accelerate delivery across teamsStrong product mindset with the ability to translate user needs and business goals into practical, high‐impact technical solutionsExcellent collaboration and communication skills, with experience influencing across engineering, product, data science, and leadership stakeholdersCorporate Security ResponsibilityAll activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.Everyone wants easier ways to pay; we invent them.
Checkout lines are slow; we speed them along.
Merchants want more sales; we give them data and insights.
People need financial access; we connect them.
Corporate purchasing is complicated; we make it simple.
Commuters are busy; we speed them on their way.
Governments need greater efficiencies; we help create them.
Small businesses are virtual; we give them access to a world of buyers.
Retailers want to fight fraud; we provide the tools.
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📌 Senior Software Engineer (Ai) (Xico)
🏢 Mastercard
📍 Xico