The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Responsibilities:
- Resolve issues and recommend solutions to moderate problems
- Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
- Serve as an industry expert and advisor
- Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
- Develop risk management framework and processes for funds
- Advise businesses and clients on transaction structures and negotiate credit terms
- Has the ability to operate with a limited level of direct supervision.
- Can exercise independence of judgement and autonomy.




- Acts as SME to senior stakeholders and /or other team members.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
- Desarrollar análisis dentro de los portafolios de créditos al consumo para detectar desviaciones contra plan y oportunidades de crecimiento.
- Establecer mejores prácticas para el seguimiento de los portafolios que permitan una toma de decisiones más ágil basado en datos.
- Enfoque estructurado en el planteamiento y solución de problemas del portafolio de crédito, encontrar relación causa-efecto, explorar fuentes de datos alternativas y ofrecer recomendaciones.

📌 BANAMEX Credit Portf Intmd Analyst (Ciudad de México)
🏢 Citigroup
📍 Ciudad de México