USE NUMBERS. CREATE JOY. BMW FINANCIAL SERVICES.
It takes a passionate team of analytical minds to know the influence of each and every detail in the larger context. People with the strategic expertise to understand tomorrow’s complex challenges and help prepare us to meet them. So if you’re looking for a big-picture role that gives you the opportunity to contribute truly business-changing insights, join us in driving the future of risk management.
SEN. SPEC. CREDIT RISK
BMW FINANCIAL SERVICES
As a Senior Specialist Credit Risk, you will play a key role in identifying, analyzing, monitoring, and communicating credit risks across the retail finance portfolio. You will support the development of risk strategies, portfolio monitoring, credit decision systems, and risk reserve methodologies while ensuring compliance with internal policies and regulatory requirements. Working closely with New Business, Collections, Sales, Finance, and external partners, you will contribute to the optimization of portfolio performance and risk-adjusted growth.
WHAT AWAITS YOU?




- Monitor and analyze credit risk performance across the retail finance portfolio and identify emerging risk trends.
- Prepare monthly, quarterly, and annual risk reports, forecasts, and portfolio analyses for local and regional stakeholders.
- Develop analytical insights to explain variations in key credit risk indicators and portfolio performance.
- Support the implementation and validation of credit risk reserves under IFRS 9 methodologies.
- Analyze and validate risk parameters including scorecards, provisioning models, risk cost assumptions, and credit policies.
- Support continuous improvement of automated credit decision systems through testing, monitoring, and analysis.
- Participate in projects related to credit origination, portfolio management, collections strategies, and contract termination processes.

WHAT YOU SHOULD BRING ALONG?
- Bachelor's Degree in Actuarial Science, Mathematics, Economics, Statist

📌 197436 Sen. Spec. Credit Risk Published: 01.10.2026 Credit Risk Mexico City New Credit Risk Mexico City Mexico City (Ciudad de México)
🏢 BMW Group
📍 Ciudad de México