Role purpose

• Support credit risk monitoring across HSBC Mexico’s unsecured lending portfolios to deliver safe, sustainable growth for customers and the bank.

• Cover Personal Loans, Retail Business Banking Loans, Auto Loans and other applicable products.

• Prepare portfolio reports, data analysis, management information and governance materials that enable clear, timely decisions.

• Identify performance trends, data-quality issues and emerging portfolio risks, raising concerns early.

• Escalate material issues and support follow-up actions within agreed timelines.

• Work closely with Risk, Business, Product, Operations, Finance, Data and regional teams to ensure alignment and effective collaboration.

• Build knowledge of consumer credit and HSBC’s risk management framework and apply it in day-to-day work.

Main activities

Portfolio Risk Monitoring and Analysis

• Support regular monitoring of unsecured lending portfolios.

• Analyse applications, approvals, exposure, utilisation, delinquency and recoveries.

• Review roll rates, charge-offs,



expected credit loss and other agreed indicators.

• Prepare dashboards, portfolio reports and management commentary.

• Conduct basic product, segment, vintage and channel analysis.

• Check data completeness, consistency and reasonableness.

• Highlight unusual movements and emerging portfolio risks.

• Maintain reporting files and supporting documentation.

Credit Risk Strategy, Policy and Controls

• Support monitoring of credit policies and lending controls.

• Review eligibility criteria, credit limits and affordability rules.

• Track credit strategies, scorecards, bureau data and decision rules.

• Compare performance against agreed indicators.

Stakeholder support and process improvement

•
Work with Risk, Business, Product, Underwriting, Collections, Operations, Finance, Data, Compliance and regional teams.

•
Obtain information and deliver assigned tasks within agreed timelines.

•
Prepare clear documents fo

📌 Advisor Wealth and Premier Banking Risk (Ciudad de México)
🏢 HSBC Global Services
📍 Ciudad de México