Head of Credit - Openbank Mexico

Country: Mexico

IT STARTS HERE

Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.
This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
Openbank is Santander Group's general digital consumer bank, bringing together retail banking, mobility finance and consumer lending solutions in one integrated digital platform.

THE DIFFERENCE YOU MAKE

Openbank Mexico is looking for a Head of Credit to define and lead the credit strategy for Openbank Mexico, building a robust,



scalable and commercially sound credit model aligned with business growth, risk appetite and customer needs, with end-to-end accountability for portfolio performance, P&L; and risk-adjusted profitability.

We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

• Define the end-to-end credit strategy for Openbank Mexico, including product scope, portfolio priorities, customer segments, credit criteria and growth roadmap.
• Own the credit P&L;, ensuring sustainable growth and balancing origination, pricing, cost of risk, portfolio performance and profitability.
• Lead end-to-end portfolio management, defining performance objectives and actively managing growth, risk, returns and customer value across the credit lifecycle.
• Lead the design of the credit operating model, ensuring clear governance across Business,

📌 Head of Credit (Ciudad de México)
🏢 Santander
📍 Ciudad de México