About PayJoy

PayJoy, a Public Benefit Corporation, is a mission-first credit provider
dedicated to helping under-served customers in emerging markets to achieve
financial stability and success. Our patented technology for secured credit
provides an on-ramp for new customers to enter the credit system. Through
PayJoy’s point-of-sale financing and card offerings, customers gain access to a
modern quality of life. PayJoy’s credit also allows our customers to seize
opportunities as micro-entrepreneurs, and acts as insurance for tough times.
Through our cutting-edge machine learning, data science, and anti-fraud AI, we
have served over 18 million customers as of 2025 while achieving solid
profitability for sustainable growth.

This role

The Risk Strategy Manager supports risk strategy implementation for 1 to 2
portfolios, focusing on ensuring KPI achievement and maintaining healthy growth
through effective risk controls. This role collaborates with GTM and Fraud teams
and emphasizes tactical execution, data-driven insights, and individual
technical contributions.

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Responsabilities:
* Oversee performance and profitability of 1 or 2 portfolios.

* Prepare internal reports and analysis for review by head of risk strategy.

* Document routine processes and provide support for strategy reviews.

* Ensure timely achievement of KPIs for the specific countries.

* Coordinate with GTM teams when rolling out new strategies

* Write succinct and thoughtful documentation that explains recommendations

* Use SQL and R or Python for data extraction and manipulation.

* Work with Data Science to implement ML and AI models.

* Use A/B Test recommendations into policies

* Write detailed documentation explaining recommendations.

* Own and manage risk KPIs for designated portfolios.

Qualitications:

* Experience in risk strategy ideally within the fintech industry.

* Proven track record in analytics

* Understanding of statistical tools and methods, and experience working with
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📌 Risk Strategy Manager (Ciudad de México)
🏢 Payjoy
📍 Ciudad de México