Through PayJoy's point-of-sale financing and card offerings, customers gain access to a modern quality of life.
Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role The Business Development Retail Manager exists to lead the sustainable and profitable growth of PayJoy Mexico's retail network, being responsible for the operational and commercial performance of PayJoy points of sale. This role is strategically important to the business because it connects the company's commercial vision with day-to-day execution in stores. It ensures that each point of sale has the right inventory, maintains healthy credit risk metrics, effectively executes promotions and marketing campaigns, and achieves its sales targets. By managing supervisory routes and resolving operational issues in a timely manner, this position reduces variability across stores, protects business margins,



and ensures a consistent customer experience throughout the entire retail network.
Inventory Management Across the Retail Network: Design and oversee inventory control processes across all points of sale, coordinating closely with Supply Chain to ensure optimal stock levels that prevent both stockouts and overstock situations. Safeguard product availability for sales while minimizing excess inventory that could negatively impact operational profitability. Continuously monitor First Payment Default (FPD), early delinquency, and other credit risk indicators at the store level.
Identify locations exhibiting atypical performance and implement corrective action plans in collaboration with Risk teams to improve origination quality and protect the company's portfolio. Design and Execution of Commercial Promotions and Campaigns: Lead the development and execution of promotions and sales campaigns aimed at increasing product placement and conversion rates across points of sal

📌 Business Development Retail Manager (Ciudad de México)
🏢 Payjoy
📍 Ciudad de México