General Purpose
This position is the driving force behind the continued sustained growth of our 15 branches. This position will manage the overall credit risk of the agricultural loan portfolios through effective planning, credit review, sales and lending techniques, providing financial solutions to farmers and agricultural businesses. This position will have a particular emphasis on agricultural lending and economics, loan evaluation and monitoring, client relationship management, field visits and assessment (as necessary), regulatory compliance, risk management, reporting and documentation.
Essential Duties/Responsibilities
- Work closely with the President/CEO and other senior management members to prepare and achieve strategic business and tactical initiatives.
- Meet production as determined by President and CEO
- Develop and maintain a robust agricultural loan portfolio.
- Work with Market President and management regarding bank loan policies and procedures, agriculture lending operations strategies, underwriting, risk management and loan pricing.
- Assist Chief Credit Officer manage the risk of the agricultural loan portfolio.
- Help set guidelines and policy related to the accurate and timely servicing of the agricultural loan portfolio, including loan documentation.
- Control bank quality, ensuring policy and guidelines are followed consistently by personnel, implementing best practices in lending and credit administration.
- Responsible for growing the agricultural team and supervising the activities of subordinates in credit review, appraisal review, risk management and agricultural lending roles.
- Interview applicants and request specified information for loan application.
- Analyze applicant’s financial status, credit, and property evaluation to determine feasibility of granting a loan or submits request to credit analyst (if available) for verification and recommendation.
- Correspond with or interviews applicants or creditors to resolve questions reg
📌 Senior Lending Officer, Agriculture (Heroica Puebla de Zaragoza)
🏢 Pbandt
📍 Heroica Puebla de Zaragoza
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