If you’re looking for a career where you can make a real impression, join our Global Service Center (GSC)- HSBC and discover how valued you’ll be.

We are currently seeking an experienced professional to join our team in the role of

VP Credit Risk Approval Management

Role purpose

Manage credit risk and provide decisioning across various industry sectors within Wholesale Banking, exercising delegated credit authority for credit exposure to existing and new clients. Ensures appropriate lending structures and controls are in place to handle inherent and unique risks in reviewed transactions. Consults with businesses regarding appropriate credit facility structuring to meet Company standards, regulatory guidelines and client needs.

Assure compliance with Bank Credit Policy and risk appetite guidelines as well as adherence to all Regulatory requirements.

Main activities

- Utilizing credit expertise and experience in reviewing, recommending and approving individual credit limits within assigned authority, including performing credit analysis of financial performance, management, industry and forecasted business plans, to a broad range of industries involving the Group’s customer base, ensuring adherence to all applicable credit approval procedures, Bank Credit Policy and Risk Appetite Guidelines.
- Participate with lenders and management for several business lines and industries, ensuring responsiveness, meeting portfolio exposure targets, minimizing credit costs and maintaining and acquiring profitable and prudent credit exposures.
- Fostering a collaborative relationship with the business,



working together to address the client’s needs while assuring the risk profile remains within the Bank’s credit risk tolerance.
- Ensure compliance, operational risk controls in accordance with HSBC or regulatory standards and policies; and optimize relations with regulators by addressing any issues.
- Influencing the project approach, building stakeholder buy-in around the project plan, commitments and changes
- Driving project delivery proactively, balancing planning, scope, schedule, budget, communications and risks
- Reporting progress, issues, dependencies and risks to project or programme leadership and committees (as appropriate) and making recommendations to influence decision making, in order to maintain progress towards delivery and benefits realisation

Requirements

- Minimum of 5-8 years proven, progressive and broad-based experience in credit, credit approval, lending and/or workout areas or equivalent.
- Minimum of a bachelor’s degree in business, finance, related field or equivalent experience
- Proficient in written and spoken English
- Strong analytical, planning, mathematical, problem-solving, communications, financial, technical, interpersonal and diplomatic skills.
- Demonstrated ability to identify, evaluate and discuss credit risk in new, unusual or complex proposal structures.




- Understanding of banking / HSBC and understanding of how change drives benefits for HSBC, its customers and other stakeholders.
- Understands and ensure compliance with all relevant internal and external rules, regulations and procedures that apply to the conduct of the business in which jobholder is involved.

You’ll achieve more when you join HSBC!

At HSBC we offer our colleagues a greater number of days so that they can fully enjoy their wedding, take care of the new member of the family, or grieve the loss of a family member. Our paid leave package is at the forefront in Mexico, now you have one more reason to be HSBC and proudly live a culture of well-being, balance and care

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, adaptable working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by HSBC Electronic Data Processing (México) Private LTD

📌 VP Credit Risk Approval Management (Ciudad de México)
🏢 Hsbc
📍 Ciudad de México