We’re hiring At Cognizant we have an adecuado opportunity for you to be part of one of the largest companies in the digital sector worldwide. A Great Place To Work where we look for people who contribute new ideas, experiencing a dynamic and growing environment. At Cognizant we promote an inclusive culture, where we value different perspectives providing career growth and development opportunities. #WelcomeToCognizant

Role

Business Analyst

Location

Monterrey, Guadalajara, Queretaro and Mexico city

Job Description

Looking for an Experience Business Analyst who understand ISO 8583 message flows for card authorization, clearing, and settlement. Coordinate with LATAM vendors and clients in Spanish and English and Support in clearing and settlement reconciliation and exception handling.

Must Have Skills
- Banking, Cards & Payments domain
- ISO 8583 (Core protocol for building and parsing financial transaction messages between payment systems. Used daily in developing, debugging, and testing card authorization and switching flows.




- Payments clearing & settlement (Applied when managing end-to-end fund movement — from transaction capture through interbank clearing to final settlement. Critical for ensuring reconciliation accuracy and resolving discrepancies.)
- Message switching & transaction flow (Essential for designing and troubleshooting the routing logic that directs authorization requests between acquirers, issuers, and card networks. Applied in system architecture, incident resolution, and performance tuning.)
- Languages: Spanish (Advance), English (Intermediate). Even if we get profiles only spanish speaking we can consider.

Nice To Have Skills
- Card scheme certification (Advantageous when interfacing directly with Visa, Mastercard, or other scheme networks during certification and compliance testing. Reduces onboarding time and increases credibility in scheme-level discussions)
- Store & forward (Beneficial for handling offline transaction queuing scenarios

📌 Business Analyst (Ciudad de México)
🏢 Cognizant
📍 Ciudad de México