About the Role

Amoroso Real LLC is seeking an experienced U.S. Mortgage Loan Processor/Assistent to manage residential and business-purpose loan files from application through closing. The adecuado candidate has experience with U.S. mortgage guidelines and can work independently while maintaining excellent communication with borrowers, loan officers, real estate agents, and escrow officers.

Responsibilities

- Process mortgage loan files from application to closing.
- Review loan applications for completeness and accuracy.
- Calculate borrower income (W-2, hourly, salary, self-employed, rental, retirement, etc.).
- Analyze bank statements, tax returns, pay stubs, and asset documentation.
- Request and review conditions from borrowers.
- Submit complete files to underwriting.
- Review underwriting conditions and coordinate condition clearing.
- Order and monitor appraisals, title, escrow, insurance, and verification documents.
- Review preliminary title reports.
- Ensure TRID compliance and meet lender deadlines.
- Maintain accurate loan status updates in the Loan Origination System.
- Communicate professionally with borrowers, real estate agents, title companies, and loan officers.
- Keep all loan documentation organized and compliant.

QualificationsRequired
- Minimum 3 years processing U.S. residential mortgage loans.
- Experience with:
- Conventional
- FHA
- VA
- Jumbo
- Non-QM
- Strong income calculation skills.
- Experience reviewing tax returns and self-employed borrowers.
- Knowledge of DU and Loan Product Advisor (LP).
- Understanding of TRID and mortgage compliance.
- Excellent written and spoken English.
- Strong organizational and multitasking skills.
- High-speed internet and reliable home office.

Preferred




- Experience with Arive or similar LOS.
- Experience processing:
- DSCR loans
- Fix & Flip loans
- Bank Statement loans
- ITIN loans
- Knowledge of title, escrow, and closing procedures.

Software Experience
- Arive (preferred)
- Encompass
- Microsoft Office
- Google Workspace
- Adobe Acrobat
- Slack or Microsoft Teams

Performance Expectations
- Process multiple loan files simultaneously.
- Maintain excellent accuracy with minimal supervision.
- Meet lender and contractual deadlines.
- Deliver outstanding customer service.

Nice-to-Have Skills
- Spanish language skills.
- Experience with business-purpose lending.
- Ability to identify underwriting issues before submission.

How to Apply

Please submit

- Updated resume
- Short introduction
- List of U.S. mortgage experience
- LOS software used
- Number of years processing U.S. loans
- Expected monthly salary (PHP)
- Earliest available start date

Screening Questions
- How many years have you processed U.S. mortgage loans?
- Which loan products have you processed? (Conventional, FHA, VA, Non-QM, DSCR, Fix & Flip, etc.)
- Can you perform self-employed income calculations without assistance?
- Which Loan Origination Systems have you used?
- Have you worked directly with underwriters and cleared conditions?
- How many loans can you manage at one time?
- What is your expected monthly salary in PHP?
- What is your internet speed?
- Are you available to work during U.S. Pacific Time business hours?

This is designed to attract experienced processors rather than entry-level applicants, which should help you find candidates capable of handling your loan volume with minimal training. Job Type: Full-time

Work Location: Remote

📌 Mortgage Loan Processor (México)
🏢 Amoroso real
📍 México