VUMI® is an international health insurance company offering exclusive major medical insurance products and VIP medical services to clients worldwide. We are seeking an experienced Senior Medical Underwriter to join our growing team. Based on the , the role focuses on evaluating complex medical and mortality risks for individual life insurance and Unit Linked products serving high-net-worth clients across Latin America.
Responsibilities
Analyze medical records, laboratory results, physician statements, and underwriting evidence.
Evaluate medical, occupational, travel, lifestyle, and mortality risks.
Issue underwriting recommendations and decisions based on risk assessment.
Support facultative reinsurance submissions and negotiations with reinsurers.
Provide technical guidance to brokers, agents, and internal stakeholders.
Maintain accurate underwriting documentation and case records.
Collaborate with Compliance, Legal, Operations, Product, and Distribution teams.
Qualifications
Medical doctor, nurse, healthcare professional, or equivalent medical underwriting background.
Experience in medical underwriting for individual life insurance.
Experience handling complex or high-value underwriting cases.
Experience working with international reinsurers.
Strong understanding of mortality risk assessment and life insurance underwriting.
Advanced English and Spanish required.
Experience in Latin American markets preferred.
What We Offer
Fully remote position based in Mexico.
Opportunity to work with international markets and high-net-worth clients.
📌 Senior Medical Underwriter (México)
🏢 VIP Universal Medical Insurance Group (VUMI)
📍 México
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