Through PayJoy's point-of-sale financing and card offerings, customers gain access to a modern quality of life.
Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
The Capital Markets Sr Manager will assist with equity and debt raises, develop and manage banking and debt investor relationships, perform transaction and capital structure analysis, prepare marketing materials, manage rating agency and investor due diligence, negotiate financing transactions, and contribute to high-impact strategic projects.
The adecuado candidate must have strong financial analysis and debt structuring experience, be highly motivated, comfortable with ambiguity, capable of taking initiative, and drive results while effectively partnering with various stakeholders across the organization. This role will be based in Mexico City, and is expected to work from the office at least 3 days a week.
Build analytical models to evaluate product,



country and capital structure decisions including cost of capital, advance rates and liquidity planning for review with senior leadership.
Partner with FP&A; to understand the company forecast model and its key drivers, translate relevant outputs into investor and financing analyses, and conduct targeted analysis as needed.
Assist with preparedness for new funding sources - including corporate debt, securitizations, forward flow arrangements, local country financing structures. Support structuring workstreams and coordinate with rating agencies, trustees, legal counsel, and other external deal parties as needed.
Monitor and manage performance of existing credit facilities, including covenant compliance, borrowing base reporting, and lender communications.
Conduct ongoing market research and competitive analysis on funding trends, spreads, and market conditions relevant to PayJoy's financing strategy.
Prepare marketing material

📌 Senior Market Manager (San Pedro Garza García)
🏢 Payjoy
📍 San Pedro Garza García