About PayJoy

PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

The Risk Strategy Manager supports risk strategy implementation for 1 to 2 portfolios, focusing on ensuring KPI achievement and maintaining healthy growth through effective risk controls. This role collaborates with GTM and Fraud teams and emphasizes tactical execution, data-driven insights, and individual technical contributions.
Responsabilities:




- Oversee performance and profitability of 1 or 2 portfolios.
- Prepare internal reports and analysis for review by head of risk strategy.
- Document routine processes and provide support for strategy reviews.
- Ensure timely achievement of KPIs for the specific countries.
- Coordinate with GTM teams when rolling out new strategies
- Write succinct and thoughtful documentation that explains recommendations
- Use SQL and R or Python for data extraction and manipulation.
- Work with Data Science to implement ML and AI models.
- Use A/B Test recommendations into policies
- Write detailed documentation explaining recommendations.
- Own and manage risk KPIs for designated portfolios.
Qualitications:
- Experience in risk strategy ideally within the fintech industry.
- Proven track record in analytics
- Understanding of statistical tools and methods, and experience working with large data sets.
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📌 Risk Strategy Manager (Ciudad de México)
🏢 Payjoy
📍 Ciudad de México