The Finance Director will oversee financial planning, reporting, budgeting, cash flow management, financial modeling, and financial controls for the company's operations in Mexico.

This role requires a highly analytical and strategic professional capable of supporting rapid business growth in a dynamic startup environment. The Finance Director will play a critical role in developing and maintaining financial models, evaluating business performance, supporting funding strategies, and providing data-driven insights to support decision-making during the company's launch and growth phases.

Key Responsibilities

Financial Modeling & Business Planning

- Develop, maintain, and continuously refine comprehensive financial models to support business planning and strategic decision-making.

- Build financial models from scratch and update assumptions regularly to reflect evolving business strategies, pilot results, market conditions, and growth initiatives.

- Lead consumer lending portfolio modeling, including loan origination, repayment behavior, portfolio performance, and profitability analysis.

- Develop risk-adjusted financial projections and support risk modeling initiatives in collaboration with Risk Management teams.

- Model and evaluate funding structures, including equity, debt facilities, and alternative financing arrangements.

- Maintain integrated three-statement financial models (P&L;, Balance Sheet, and Cash Flow Statement) to support forecasting and scenario analysis.

- Apply strong analytical judgment in situations with limited historical data, developing assumptions and evaluating their impact on future business performance.

Management Reporting & Performance Monitoring





- Design and implement management reporting frameworks aligned with headquarters and investor requirements.

- Establish processes to track vigente financial performance against budgets, forecasts, and financial model assumptions.

- Develop dashboards and reporting tools that provide visibility into key business and financial drivers.

- Present variance analyses and actionable recommendations to senior management and stakeholders.

Budgeting & Forecasting

- Lead the preparation of annual budgets, rolling forecasts, and long-range financial plans across all three financial statements.

- Ensure budgets remain aligned with strategic objectives, growth plans, and operational realities.

- Develop scenario analyses and sensitivity testing to support strategic planning and resource allocation decisions.

Unit Economics & Investor/Stakeholder Support

- Develop and maintain unit economics models to evaluate profitability, customer acquisition efficiency, portfolio performance, and business scalability.

- Build analytical tools, business cases, and financial materials to support pilot evaluations and strategic decision-making.

- Prepare presentations and financial analyses to support discussions with shareholders, board members, investors, lenders, and other key stakeholders.

- Support the defense and validation of business assumptions through data-driven analysis and financial insights.

Requirements

- Bachelor’s degree in Finance, Accounting, Economics, or related field.

- CPA preferred.

- 7+ years of experience in finance leadership roles.

- Experience in startups, lending, financial services, or high-growth companies preferred.

- Strong analytical and financial modeling skills.

- Advanced Excel and reporting capabilities.

- Advanced English

📌 Finance Director (Polanco)
🏢 Novacard
📍 Polanco