About PayJoy

PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

The Senior Software Engineer is responsible for building technology of our unique cell phone-locking system, data-driven risk modeling to support our financial products, internal tools and partner API integrations,



ensuring the quality and functionality of software solutions writing clean and functional code to ensure system consistency and to create a great user experience

Responsibilities

Build and maintain user-friendly software applications and solutions using front-end and back-end technologies.
Work with development teams and product managers to develop software solutions.
Collaborate on the client-side and server-side architecture.
Conduct code reviews and provide feedback to ensure code quality and adherence to best practices.
Troubleshoot and debug software issues, ensuring timely resolution.
Stay up to date with industry trends and technologies to drive continuous improvement in software development processes.

Requirements

Bachelor’s degree in a technical discipline such as computer science, software engineering, or a related field.
4+ years of experience in full stack software development, project management, and in-depth knowledge of programming languages and databases as well unit tests.
Proficiency in front-end and bac

📌 Senior Software Engineer (Ciudad de México)
🏢 Payjoy
📍 Ciudad de México