World Business Lenders (WBL) provides general purpose short-term real estate collateralized commercial loans to a broad customer base comprised of small and medium sized businesses throughout the United States that lack access to traditional funding.
WBL services its loan portfolio and loan portfolios for third parties, specializing in the management of non-performing loan pools and REO.OverviewThe Asset Resolution Counsel is responsible for leading the legal strategy, portfolio management, and resolution efforts for a portfolio of non-performing commercial loans secured primarily by real estate.
This role serves as a strategic business partner responsible for maximizing recoveries while minimizing legal risk, loss severity, and resolution timelines.Working collaboratively with internal stakeholders, outside counsel, loan servicing teams, and borrowers, the Asset Resolution Counsel develops and executes resolution strategies through negotiation, restructuring, litigation, foreclosure, bankruptcy, receivership, REO disposition, and other loss mitigation initiatives.This position requires sound legal judgment, strong financial and analytical skills, and the ability to balance business objectives with legal and regulatory compliance.Essential Functions:Manage and monitor a non-performing real estate collateralized commercial loan portfolio, including REO, toward most effective and efficient resolutionSupervise, train and develop Asset Resolution Department staffConduct proactive and effective portfolio management in accordance with established performance standardsMonitor and manage commercial litigation/bankruptcy/foreclosure activities, functions and deadlinesDirect/monitor/liaise with in-house and outside attorneys, collection agencies and other vendors that support the loss mitigation effortInteract with customers and their counselNegotiate and propose settlement agreements and bidding instructionsMonitor loss mitigation workout performance and loss severity trendsImplement and communicate loss mitigation decisionsMaintain delinquency and loss mitigation reporting, including trend analysis and assessmentConduct comprehensive analysis of debtors' financial position,



credit status, personal background, and historical payment performanceFacilitate negotiation and conflict resolutionPerform extensive quarterly review of portfolio being managed to confirm or reassess recovery estimatesMonitor related expenses (taxes, maintenance, utilities, fees, etc.) and timely propose protective advancesParticipate in budget preparation for the Asset Resolution Department.Other projects and duties as assigned.RequirementsEducation:Law degree (from a nationally accredited U.S. law school is preferred).
Experience:Experience working in commercial litigation, bankruptcy, foreclosure, and real estate loss mitigationExperience successfully managing non-performing loan (NPL) pools and REO portfoliosExperience supervising, developing, and mentoring case management staffLitigation experience and familiarity with litigation management toolsExperience working for a U.S.-based company.Key Soft Skills:The adecuado candidate will demonstrate:Strategic Decision MakingCommercial Lending & Real Estate ExpertisePortfolio & Risk ManagementFinancial Analysis & Business AcumenLitigation & Bankruptcy ManagementNegotiation & Conflict ResolutionLeadership & Team DevelopmentVendor & Outside Counsel ManagementExecutive Communication & Presentation SkillsData-Driven Decision MakingProcess Improvement & Operational ExcellenceExceptional Written and Verbal English Communication SkillsProfessional, Personable, and Customer-Focused Interpersonal SkillsSound Judgment, Integrity, and AccountabilityTechnical Skills:The successful candidate should demonstrate proficiency in the following:Strong proficiency in Microsoft Office Suite, particularly Excel (pivot tables, formulas, data analysis, and reporting), Word, Outlook, and PowerPoint.Experience working with loan servicing systems,



case management platforms, or asset management software used to administer commercial loan portfolios.Ability to interpret and analyze:Promissory NotesMortgages and Deeds of TrustLoan AgreementsGuarantiesUCC filingsAssignments of RentsSecurity AgreementsTitle commitments and title policiesFamiliarity with commercial foreclosure, bankruptcy, receivership, and litigation management platforms.Experience reviewing and analyzing:Property valuations and appraisalsEnvironmental reportsFinancial statements and tax returnsBusiness cash flowBorrowing base reportsCredit reportsAbility to prepare and evaluate:Recovery analysesSettlement recommendationsLitigation budgetsProtective advance requestsReserve analysesWorking knowledge ofPACER, state and federal court docket systems, Secretary of State business entity databases, UCC filing systems, county land records, and tax assessor websites.Experience utilizingbusiness intelligence and reporting toolsto monitor portfolio performance, recovery trends, legal spend, and key performance indicators (KPIs).
Familiarity witheDiscovery, electronic document management systems,andsecure document sharing platforms.Experience working withMonday.com, Salesforce, SharePoint, or similar workflow/project management systemsis preferred.Ability to leverageAI-assisted legal research, document review, contract analysis, and productivity tools(such as Microsoft Copilot, ChatGPT Enterprise, Westlaw Precision AI, or Lexis+ AI) while maintaining attorney judgment and confidentiality.Strong understanding of data security, confidentiality, and regulatory requirements applicable to commercial lending and legal operations.Work RequirementsMust be available to work Monday–Friday, 9:00 AM – 6:00 PM Eastern Time.Must have a stable internet connection and professional remote working setup.Resume must be submitted in English to be considered.BenefitsWhat We OfferUSD compensation️ Paid Time Off (PTO)Fully remote — work from wherever you do your best work!
Ready to Apply?
If this sounds like you, we'd love to hear from you - submit your CV in English and hitApply!

📌 Asset Resolution Counsel (Xico)
🏢 World Business Lenders
📍 Xico