08 sep
|
SmartHire
|
México
Loan Processor – U. S. Operations Location: Remote (Mexico) Salary: $35,000 – $40,000 MXN gross per month Benefits: Above Mexican statutory requirements About the Role We are seeking an experienced Loan Processor with a strong background in U. S. mortgage operations to join our growing team. This role plays a critical part in ensuring mortgage loans close smoothly and on time. You will work closely with U. S. -based Sales, Underwriting, Legal, Capital Markets, and Post-Closing teams. The idóneo candidate is highly organized, detail-oriented, financially analytical, and comfortable working in a fully remote environment while handling strict deadlines. Key Responsibilities Borrower Onboarding & Communication - Serve as the primary point of contact for borrowers throughout the loan process. - Request, collect, and review borrower documentation for accuracy and completeness. - Provide timely status updates and respond to borrower inquiries. - Maintain professional written and verbal communication via email, phone, and Microsoft Teams. Loan File Management - Create and manage accurate loan files from initial submission through closing. - Review credit reports, income documentation, and asset documentation. - Validate initial calculations (DTI, income, assets, etc. ). - Assist in sending required disclosures.
- Order updated payoffs. - Process Employment Verifications.
- Coordinate signing appointments with borrowers and co-borrowers. - Process FHA, VA, and Conventional loans. - Support refinance (Re-fi) transactions. Required Qualifications - Minimum of 3 years of experience as a Mortgage Loan Processor within the U. S. mortgage industry. - Strong experience with: - FHA loans - VA loans - Conventional loans - Refinance transactions - Hands-on experience with Encompass 360. - Advanced English proficiency (minimum C1 level). - Strong understanding of mortgage applications and financial documentation. - Ability to analyze complex financial data. - Experience using Microsoft Office and Loan Application software. - Excellent time management and multitasking skills. - Strong attention to detail and accountability. - Ability to work independently in a fully remote environment. Ideal Candidate Profile - Direct experience managing loan files (not an assistant role). - Comfortable handling multiple loans simultaneously. - Strong understanding of the full mortgage lifecycle. - Used to working under strict U. S. mortgage deadlines. - Proactive and solution-oriented mindset.
📌 Loan Processor US Operations (México)
🏢 SmartHire
📍 México