Job Overview
We are a fintech company specializing in unsecured micro-lending (cash loans / App-based credit) in Mexico, with operations covering online lending, in-house collections, and outsourced collections. We are currently in a critical phase of entity compliance and licensing – including SOFOM entity structuring, regulatory registration and maintenance, consumer protection and collection compliance, and data privacy.
This is a "from 0 to 1" role – you will be building the local compliance system from the ground up. It is not just a contract review position, but a role that deeply engages in the compliance design of the full credit lifecycle – from "lending money out" to "getting it back."
Key Responsibilities
Corporate Governance & Entity Compliance
Manage day-to-day legal affairs for the local SOFOM entity: articles of incorporation, shareholder and equity changes, legal representative changes, power of attorney documents, registrations, and regulatory updates.
Liaise with regulatory registrations and filings (CNBV financial entity registration, CONDUSEF registration, etc.); handle regulatory inquiries and periodic reporting.
Business Compliance (Credit & Collections)
Establish and maintain full-cycle lending compliance: loan agreements, interest rate and fee disclosures, template terms, electronic signing, and evidence retention.
Oversee collections compliance: review and quality-assess internal collection scripts and recordings; enforce collection discipline and control pressure/inappropriate language.
Manage outsourced collection agencies: contract drafting and review, supplier compliance audits, non-compliance remediation and termination processes.
Data Privacy & Consumer Protection
Lead local data privacy compliance (LFPDPPP): privacy notices, data sharing with credit bureaus, and cross-border data transfers.
Manage consumer complaints, CONDUSEF claims, and customer dispute resolution.
Contracts, Employment & Litigation Support
Draft and review local bilingual (Spanish/English) contracts:



outsourcing, IT, leasing, suppliers, SIM cards, and channel partner agreements; establish contract templates and tracking systems.
Provide legal support on local employment and social security (IMSS): employment contracts, termination risks, and labor disputes.
Manage external law firms and budgets; issue legal opinions on material matters; follow up on litigation and regulatory risk events.
Headquarters Coordination
· Report local regulatory updates and risk events to headquarters compliance/legal teams; support cross-border funding, shareholder structure, and AML-related matters.
Qualifications
Required
Mexican law degree (Licenciatura en Derecho) with valid Mexican legal license (Cédula Profesional).
5+ years of corporate legal or law firm experience, with exposure to banking/credit/SOFOM/consumer finance/collection agency sectors.
Deep understanding of Mexican consumer financial protection and collections compliance requirements (or ability to quickly learn and implement).
Independent contract drafting and legal research capabilities; working language can be either Spanish or English.
Integrity and prudence; able to provide actionable business advice in ambiguous situations, not just identify risks.
Strong sense of responsibility; comfortable with cross-border collaboration and multi-tasking.
Preferred
Chinese or English as a working language for direct communication with headquarters.
Hands-on experience with CONDUSEF, CNBV, or INAI regulatory interactions.
Experience in credit institution registrations, licensing, or fintech authorization projects.
Familiarity with collections call compliance, cross-border data privacy, or credit bureau data governance.
What We Offer
"From 0 to 1" opportunity to build a licensed compliance system – high-value career experience.
Cross-border experience collaborating with headquarters, local operations, and third-party vendors.
Competitive compensation package with versátil work arrangements.
Professional growth in a fast-growing fintech environment.
Location: Mexico City, Mexico (Hybrid)

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