job overview

we are a fintech company specializing in unsecured micro-lending (cash loans / app-based credit) in mexico, with operations covering online lending, in-house collections, and outsourced collections. We are currently in a critical phase of entity compliance and licensing – including sofom entity structuring, regulatory registration and maintenance, consumer protection and collection compliance, and data privacy.

this is a "from 0 to 1" role – you will be building the local compliance system from the ground up. It is not just a contract review position, but a role that deeply engages in the compliance design of the full credit lifecycle – from "lending money out" to "getting it back."

key responsibilities

corporate governance & entity compliance

· manage day-to-day legal affairs for the local sofom entity: articles of incorporation, shareholder and equity changes, legal representative changes, power of attorney documents, registrations, and regulatory updates.

· liaise with regulatory registrations and filings (cnbv financial entity registration, condusef registration, etc.); handle regulatory inquiries and periodic reporting.

business compliance (credit & collections)

· establish and maintain full-cycle lending compliance: loan agreements, interest rate and fee disclosures, template terms, electronic signing, and evidence retention.

· oversee collections compliance: review and quality-assess internal collection scripts and recordings; enforce collection discipline and control pressure/inappropriate language.





· manage outsourced collection agencies: contract drafting and review, supplier compliance audits, non-compliance remediation and termination processes.

data privacy & consumer protection

· lead local data privacy compliance (lfpdppp): privacy notices, data sharing with credit bureaus, and cross-border data transfers.

· manage consumer complaints, condusef claims, and customer dispute resolution.

contracts, employment & litigation support

· draft and review local bilingual (spanish/english) contracts: outsourcing, it, leasing, suppliers, sim cards, and channel partner agreements; establish contract templates and tracking systems.

· provide legal support on local employment and social security (imss): employment contracts, termination risks, and labor disputes.

· manage external law firms and budgets; issue legal opinions on material matters; follow up on litigation and regulatory risk events.

headquarters coordination

· report local regulatory updates and risk events to headquarters compliance/legal teams; support cross-border funding, shareholder structure, and aml-related matters.

qualifications

required

· mexican law degree (licenciatura en derecho)



with valid mexican legal license (cédula competente).

· 5+ years of corporate legal or law firm experience, with exposure to banking/credit/sofom/consumer finance/collection agency sectors.

· deep understanding of mexican consumer financial protection and collections compliance requirements (or ability to quickly learn and implement).

· independent contract drafting and legal research capabilities; working language can be either spanish or english.

· integrity and prudence; able to provide actionable business advice in ambiguous situations, not just identify risks.

· strong sense of responsibility; comfortable with cross-border collaboration and multi-tasking.

preferred

· chinese or english as a working language for direct communication with headquarters.

· hands-on experience with condusef, cnbv, or inai regulatory interactions.

· experience in credit institution registrations, licensing, or fintech authorization projects.

· familiarity with collections call compliance, cross-border data privacy, or credit bureau data governance.

what we offer

· "from 0 to 1" opportunity to build a licensed compliance system – high-value career experience.

· cross-border experience collaborating with headquarters, local operations, and third-party vendors.

· competitive compensation package with flexible work arrangements.

· professional growth in a fast-growing fintech environment.

location: mexico city, mexico (hybrid)

📌 Legal compliance manager (Ciudad de México)
🏢 Kaiyiee Global Talent
📍 Ciudad de México