The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Responsibilities:
- Resolve issues and recommend solutions to moderate problems
- Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
- Serve as an industry expert and advisor
- Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
- Develop risk management framework and processes for funds
- Advise businesses and clients on transaction structures and negotiate credit terms
- Has the ability to operate with a limited level of direct supervision.
- Can exercise independence of judgement and autonomy.
- Acts as SME to senior stakeholders and /or other team members.





Qualifications:
- 2-5 years of relevant experience
- Experience in financial analysis, accounting and valuation
- Consistently demonstrate clear and concise written and verbal communication

Education:
- Bachelor's degree/University degree or equivalent experience

Responsabilidades Clave:
- Análisis y Monitoreo del Portafolio: Monitorear de forma continua el desempeño del portafolio hipotecario, analizando indicadores principal de riesgo (KPIs) como tasas de morosidad, pérdida esperada (EL), severidad de la pérdida (LGD) y probabilidad de incumplimiento (PD).
- Modelado y Validación: Desarrollar, validar y recalibrar modelos estadísticos y de Machine Learning para la originación, seguimiento y cobranza. Esto incluye modelos de scoring, comportamiento y provisiones.
- Generación de Reportes: Crear y automatizar reportes analíticos y ejecutivos para los comités de riesgo, la alta dirección

📌 Banamex Credit Portfolio Int. Analyst (Ciudad de México)
🏢 Citi
📍 Ciudad de México