Job Overview We are a fintech company specializing in unsecured micro-lending (cash loans / App-based credit) in Mexico, with operations covering online lending, in-house collections, and outsourced collections. We are currently in a critical phase of entity compliance and licensing – including SOFOM entity structuring, regulatory registration and maintenance, consumer protection and collection compliance, and data privacy. This is a "from 0 to 1" role – you will be building the local compliance system from the ground up. It is not just a contract review position, but a role that deeply engages in the compliance design of the full credit lifecycle – from "lending money out" to "getting it back." Corporate Governance & Entity Compliance · Manage day-to-day legal affairs for the local SOFOM entity: articles of incorporation, shareholder and equity changes, legal representative changes, power of attorney documents, registrations, and regulatory updates. · Business Compliance (Credit & Collections)· Establish and maintain full-cycle lending compliance: loan agreements, interest rate and fee disclosures, template terms, electronic signing, and evidence retention. · Oversee collections compliance: review and quality-assess internal collection scripts and recordings; enforce collection discipline and control pressure/inappropriate language. · Manage outsourced collection agencies: contract drafting and review, supplier compliance audits, non-compliance remediation and termination processes. Data Privacy & Consumer Protection · Lead local data privacy compliance (LFPDPPP): privacy notices, data sharing with credit bureaus, and cross-border data transfers. · Draft and review local bilingual (Spanish/English) contracts:



outsourcing, IT, leasing, suppliers, SIM cards, and channel partner agreements; establish contract templates and tracking systems. · Provide legal support on local employment and social security (IMSS): employment contracts, termination risks, and labor disputes. · Manage external law firms and budgets; issue legal opinions on material matters; Report local regulatory updates and risk events to headquarters compliance/legal teams; support cross-border funding, shareholder structure, and AML-related matters. Mexican law degree (Licenciatura en Derecho) with valid Mexican legal license (Cédula Competente). · 5+ years of corporate legal or law firm experience, with exposure to banking/credit/SOFOM/consumer finance/collection agency sectors. · Deep understanding of Mexican consumer financial protection and collections compliance requirements (or ability to quickly learn and implement). · Independent contract drafting and legal research capabilities; working language can be either Spanish or English. · able to provide actionable business advice in ambiguous situations, not just identify risks. · Chinese or English as a working language for direct communication with headquarters. · Experience in credit institution registrations, licensing, or fintech authorization projects. · Familiarity with collections call compliance, cross-border data privacy, or credit bureau data governance. From 0 to 1" opportunity to build a licensed compliance system – high-value career experience. · Cross-border experience collaborating with headquarters, local operations, and third-party vendors. · Competitive compensation package with flexible work arrangements. · Location: Mexico City, Mexico (Hybrid)

📌 AML Compliance Manager (Ciudad de México)
🏢 Kaiyiee Global Talent
📍 Ciudad de México