The Credit Risk Group Manager is accountable for management of complex/critical/large professional disciplinary areas. Leads and directs a team of professionals. Requires a comprehensive understanding of multiple areas within a function and how they interact in order to achieve the objectives of the function. Applies in-depth understanding of the business impact of technical contributions. Strong commercial awareness is a necessity. Generally accountable for delivery of a full range of services to one or more businesses/ geographic regions. Excellent communication skills required in order to negotiate internally, often at a senior level. Some external communication may be necessary. Accountable for the end results of an area. Exercises control over resources, policy formulation and planning. Primarily affects a sub-function. Involved in short
- to medium-term planning of actions and resources for own area. Full management responsibility of a team or multiple teams, including management of people, budget and planning, to include performance evaluation, compensation, hiring,



disciplinary actions and terminations and budget approval.

Responsibilities:
- Provides credit risk management across all mortgage channels by reporting on underwriter performance.
- Manages teams that deliver a consistent, goals and sophisticated process of underwriter review.
- Identifies credit risk, process trends and training needs within the body of underwriting work completed each month.
- Calibrates variances with front-end Quality Assurance and the Department of Housing & Urban Development requirements.
- Assures precise and adequate sampling of underwriters’ work to make accurate assessments of underwriter decision making.
- Evaluates the process of underwriter performance review to encapsulate all relevant decision making and calculations in the review.
- Provides for competent discourse of rebuttals to variances and quick resolution of risk issues in loan originations.
- Partners with

📌 Banamex - Responsable de Administración Integral de Riesgos de Seguros y Pensiones (Ciudad de México)
🏢 Citi
📍 Ciudad de México