Position: Legal & Compliance Manager

Location: Mexico City (CDMX) – onsite

About the Role

We are a fintech company specializing in unsecured small‑installment lending (cash loans / app‑based credit) in Mexico. Our operations include online lending, in‑house collections, and outsourced collections. We are currently at a critical stage of regulatory compliance and licensing, including:

Establishing the local SOFOM entity with proper corporate governance and legal structure.

Managing regulatory registrations and maintenance.

Building a robust consumer protection and collections compliance framework.

Implementing data privacy compliance.

This is not just a contract‑review role. This is a “build‑from‑the‑ground‑up” compliance leadership position. You will be deeply involved in the full lending lifecycle—from origination to collections—designing and implementing compliance controls across the entire value chain. You will work closely with local regulators, vendors and third‑party agencies, external counsel, and the China headquarters.

Key Responsibilities

I. Corporate Governance & Entity Compliance

Manage day‑to‑day legal affairs of the local SOFOM and related entities: articles of incorporation, shareholder and equity changes, legal representative changes, powers of attorney, registrations and filings; coordinate long‑term arrangements for shareholder/legal representative transitions.

Liaise with regulatory authorities on registrations and filings (e.g., CNBV financial entity registration, CONDUSEF registration); handle regulatory inquiries and periodic reporting.

II. Business Compliance (Lending & Collections)





Design and maintain compliance framework for the full lending process: loan agreements, interest and fee disclosures, standard terms and conditions, digital contracting, and e‑signature/evidence retention.

Oversee collections compliance: review and quality‑assess internal collection scripts and call recordings, enforce collections discipline, and prevent inappropriate pressure or misconduct.

Manage third‑party collection agencies: draft and review contracts, conduct compliance due diligence, oversee remediation and termination processes, and support quality monitoring of outsourced agencies.

III. Data Privacy & Consumer Protection

Lead local data privacy compliance (LFPDPPP): privacy notices (Aviso de Privacidad), data sharing and credit bureau integration, cross‑border data transfers.

Handle consumer complaints, CONDUSEF claims, and customer disputes, maintaining proper documentation and follow‑up.

IV. Contract, Employment & Litigation Support

Draft and review local contracts in Spanish and English (e.g., outsourcing, IT, leasing, vendor, channel, and SIM‑card agreements); build contract templates and maintain a contract database.

Provide legal support for local employment and social security (IMSS) matters, including employment contracts, termination risks, and labour disputes.





Manage external counsel and legal budget; issue legal opinions on major matters; monitor litigation and regulatory risk events.

V. China HQ Coordination

Report local regulatory updates and risk incidents to China HQ’s compliance/legal team; support cross‑border capital flows, shareholder structure changes, and anti‑money laundering matters.

Qualifications (Required)

Education & License: Mexican law degree (Licenciatura en Derecho) with active legal practice credentials (Cédula Cualificado).

Experience: Minimum 5 years of corporate legal or law firm experience, with exposure to banking, lending, SOFOM, consumer finance, or collection agencies.

Regulatory Knowledge: Familiarity with local consumer finance protection and collections compliance requirements, or the ability to quickly learn and implement them.

Contract & Research Skills: Capable of independently drafting contracts and conducting legal research (working language in Spanish or English).

Core Competencies: Integrity, sound judgment, ability to provide actionable business advice in ambiguous situations, strong sense of ownership, and ability to manage cross‑border coordination and multi‑track workflows.

Preferred (Nice‑to‑Have)

Language: Mandarin or English working proficiency for direct communication with China HQ.

Regulatory Experience: Hands‑on experience dealing with CONDUSEF, CNBV, INAI, or other relevant regulators.

Licensing Exposure: Prior involvement in credit institution registrations, licensing, or fintech market entry projects.

Specialised Knowledge: Familiarity with collection call compliance, cross‑border data privacy, or credit bureau data governance.

📌 Legal & Compliance Manager (Ciudad de México)
🏢 Kaiyiee Global Talent
📍 Ciudad de México