Through PayJoy's point-of-sale financing and card offerings, customers gain access to a modern quality of life. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth. This role The person in this position will lead the definition and launch of software products that enable PayJoy to scale its internal financial systems globally.

Lead the development of PayJoy's internal financial products to support general expansion: including Cash Reconciliation, Merchant Settlement Processing, Bank Transaction Matching, and Loan Reconciliation Own the product vision for reaching and sustaining automated identification of cash flows across all operating countries Act as the primary product liaison between Engineering, Operations, Finance, Accounting, and local country teams — ensuring all parties are aligned on priorities, timelines, and trade-offs Run structured prioritization sessions with stakeholders,



balancing urgent operational requests against longer-term automation investments Assess the quality of releases through monitoring of incoming issues; identify quality trends and drive resolutions before they surface within teams Drive measurable reduction in manual reconciliation tasks handled by the FinOps team, tracking automation rate as a core product metric Prioritize features that catch upstream failures proactively — data freshness monitoring, mapping completeness alerts, and incident escalation paths Bachelor's degree in Business, Finance, or a related field. MBA or equivalent advanced degree is a plus. 5+ years of experience as a software Product Manager. 3+ years of experience launching or implementing internal Financial software (reconciliation, settlement, accounting, or treasury systems).

Fluent with data: facility with writing SQL and reviewing data models and pipeline outputs. Fluent in English and Spanish, both written and spoken. 100% Company-funded Health and dental and vision discount plan for employees and immediate family members. Phone finance, Headphone, home office equipment and wellness perks. 2,000 USD annual Professional Development perk. If you would like more information about how your data is processed, please contact us.

📌 Product Manager - Money Reconciliation (Ciudad Juárez)
🏢 Payjoy
📍 Ciudad Juárez