The Credit Analyst supports company-wide credit risk management across the customer lifecycle, including onboarding, underwriting, portfolio monitoring, risk mitigation, claims exposure assessment, and downstream credit recovery support. This role serves as the primary Credit Risk resource for Mexico, Canada, International, and Celtic , with support across other portfolios to ensure continuity of Credit operations and consistent application of credit policy and risk controls.

Partners with Sales, Operations, Finance, Claims, Legal, and Collections to protect company assets, reduce bad debt, and enable sustainable revenue growth through disciplined credit risk management. The adecuado candidate combines strong financial analysis skills and sound judgment with the ability to leverage data analytics and visualization tools. They will transform raw financial data into actionable insights, automate portfolio reporting, and proactively mitigate emerging credit risks and anomalies while balancing business growth and the customer experience.

Key Responsibilities:

Perform credit risk assessments for new and existing customers using financial statements, credit bureau reports, trade references, and publicly available financial information

Recommend credit limits, payment terms, and risk mitigation strategies

Partner with Sales and Operations to enable customer onboarding with appropriate risk controls

Support execution of credit policies, approval frameworks, and onboarding standards

Manage credit monitoring for Canada, Celtic Intermodal, International, and Canada portfolios, while supporting broader portfolio coverage as needed.

Monitor credit exposure, utilization, aging, payment performance, and credit alerts

Conduct periodic credit reviews and reassess customer risk profiles to identify emerging credit risk

Identify high risk accounts and recommend mitigation actions, including limit adjustments, term modifications, credit holds, and suspensions

Manage over limit accounts, reactivation requests,



and portfolio risk reporting

Credit Operations, Claims, & Risk Mitigation:

Partner with Claims to assess high risk cargo claims exposure and payment risk

Manage high risk accounts, bankruptcies, disputes, and distressed customers

Develop customer specific risk mitigation strategies in partnership with Commercial

Support company wide credit monitoring and risk initiatives

Prepare high risk account reviews and escalation recommendations

Strategic Collections & Recovery Support:

Support escalation of delinquent and high risk accounts

Partner with 3rd party collection agencies on recovery efforts

Track and reconcile bad debt recovery activity

Support OCA workflows and reporting

Provide risk based recommendations for complex recovery and settlement decisions

Data Analytics, Reporting & Controls:

Build and maintain dynamic credit risk dashboards to track portfolio health, utilization, and aging trends.

Leverage data analytics to strengthen risk controls, establishing automated alerts for early warning signs of customer distress.

Analyze exposure, delinquency, and bad debt data to identify root causes and predict future default risks.

Identify process and risk reduction opportunities

Qualifications:
Required

3+ years in credit, risk, financial analysis, AR, or Order to Cash experience

Proficiency with business intelligence tools (specifically Power BI or Tableau) with a proven ability to build, model, and maintain interactive dashboards.

Strong financial statement and credit analysis skills

Advanced excel proficiency, including XLOOKUPs, Pivot Tables, SQL,



and data analysis

Strong communication and stakeholder management skills

Ability to make sound, risk based decisions in a fast paced environment.

Strong attention to detail and prioritization skills

Preferred

Bachelor’s degree in Finance, Accounting, Business, or related field

Experience in logistics, transportation, supply chain, or freight brokerage

Experience with D&B;, Moody’s, BillTrust, Salesforce, Oracle Fusion

Knowledge of credit policy, portfolio monitoring, AR, and bad debt recovery

Experience utilizing business intelligence tools (Power BI, Tableau) and writing basic SQL queries to extract data, build models, and visualize credit risk portfolio metrics

About Uber Freight

Uber Freight helps companies move goods more reliably and efficiently. We bring together the technology, people, and transportation capacity they need, using real‑time data from millions of shipments to guide smarter decisions. That helps customers spot issues early, avoid costly surprises, and deliver on time. Uber Freight works with 1 in 3 Fortune 500 shippers across North America and manages over $17B in freight. Learn more at www.uberfreight.com.

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EEOC

Uber Freight is proud to be an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regards to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements.

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📌 Lead Credit Analyst (Ejido de la Finca)
🏢 Uber-Freight-4
📍 Ejido de la Finca