You will sit at the intersection of credit risk, product, data, engineering, operations, and legal, and you will be accountable for how the collections experience is designed and how it performs. Build and maintain the end-to-end precollections and collections customer journey across all stages, channels, decision points, and customer touchpoints Identify friction points, drop-offs, and operational inefficiencies, and redesign journeys to improve recovery performance, customer experience, and cost efficiency Design and launch proactive precollections strategies, including early-warning communications, payment reminders, and self-service resolution flows Define collections treatment strategies and customer segmentation across delinquency stages, tailoring communication, offers, and interventions to customer behavior and risk profiles Own channel orchestration across SMS, WhatsApp, email, push notifications, IVR, and agent interactions, optimizing contactability, engagement, and operational costs Build and drive the collections product roadmap,



prioritizing initiatives based on business impact and key performance metrics Lead continuous experimentation through A/B testing and champion/challenger approaches to optimize messaging, timing, offers, and customer journeys Translate business requirements and journey designs into clear product requirements for Engineering, Data, and Operations teams Partner closely with Risk, Legal, Compliance, Operations, and Engineering stakeholders to deliver scalable and compliant solutions Define, monitor, and improve key collections metrics, including roll rates, cure rates, recovery rates, contact rates, promise-to-pay performance, cost-to-collect, and customer experience indicators Build reporting frameworks and performance visibility to support data-driven decision-making across the collections organization What makes you a great fit: 5+ years of experience in Product Management, Customer Lifecycle, Credit Risk, Collections, Lending

📌 Product Manager (Morelia)
🏢 Plata Card
📍 Morelia