The Credit and Collections Analyst plays a vital role in supporting the Credit Department by ensuring timely and accurate financial analysis, credit risk assessment, collections management, and order release decision-making. This role is key to maintaining strong customer relationships, minimizing credit risk, and supporting business growth through informed credit practices.

Key Responsibilities:
- Analyze and spread financial statements for new and existing customers to support credit limit decisions in alignment with sales objectives.
- Maintain comprehensive and audit-compliant credit files, including documentation required for trade credit insurance claims.
- Collect, organize, and review supporting documents for credit evaluations, maintaining clear communication with internal stakeholders.
- Conduct both quantitative and qualitative credit risk assessments, including credit report reviews and, when necessary, customer site visits.
- Investigate and resolve past-due accounts by analyzing payment trends and collaborating with Sales and Credit Managers.




- Support daily order release processes using sound judgment to balance risk management with customer service requirements.
- Generate timely accounts receivable reports, aging summaries, bad debt provisions, and other key management reports.
- Administer trade credit insurance processes, including internal claim preparation and policy compliance.
- Build and maintain strong working relationships with cross-functional teams and external partners.
- Represent the company in a professional manner in all external communications.
- Bachelor’s degree in Finance, Accounting, or a related field.
- 1–5 years of experience in credit risk, collections, or a finance-related role; experience in commodities is a plus.
- Prior experience working with trade credit insurance providers is an advantage.
- Strong analytical, communication, and problem-solving skills.
- Proficient in Microsoft Office (Excel, PowerPoint, Word); SAP o

📌 Credit Analyst (Isla Guadalupe)
🏢 Vinmar International
📍 Isla Guadalupe