Compliance team:

We are looking for our next AML & Compliance Analyst to contribute strategically to strengthening Plata’s compliance framework by performing specialized technical analysis in AML/CFT/FPADM matters, and issuing well-founded and traceable determinations that directly impact risk management and institutional decision-making.

Challenges that await you:

Transaction Monitoring Alert Analysis & Resolution

Analyze transaction monitoring alerts and investigate unusual activity

Assess deviations between expected transactional profiles and vigente customer behavior.

Document the rationale behind each decision (closure, escalation, or reporting).

Determine whether cases qualify as suspicious or false positives.

Escalate complex cases when the level of risk requires it.

Sanctions & Watchlist Screening Analysis

Analyze matches derived from screening against national and international lists (e.g., OFAC, United Nations, FinCEN, among others).

Identify and document false positives with solid technical support.

Escalate potential true matches in accordance with internal procedures.

Ensure full traceability of the analysis performed.

Regulatory Reporting Preparation & Review

Participate in the preparation of regulatory reports (Suspicious Transactions, 24-hour reports, Relevant Transactions, Internal Concern Reports, International Funds Transfers, among others).

Draft clear, structured, and well-supported technical narratives.

Validate consistency between case analysis and reported information.

Follow up on regulatory authority requests and support the Regulatory Liaison team.

Ensure compliance with regulatory deadlines established by the CNBV.

Risk Assessment & Transaction Profiling

Identify atypical patterns or red flags using applicable typologies.

Contribute to improving monitoring rules and parameters

Support the enhancement of risk models and risk-based approaches





Technical Documentation & Audit Support

Perform analysis under auditable standards.

Ensure all decisions are properly supported with sufficient evidence.

Maintain organized and traceable documentation (physical and electronic).

Participate in internal and external audits, as well as regulatory and business-driven reviews.

Continuous Improvement & Compliance Framework Enhancement

Identify improvement opportunities in existing processes and controls.

Propose adjustments to monitoring rules and analytical criteria.

Participate in updating AML/CFT and Compliance policies and procedures.

Collaborate across the organization to strengthen controls.

Support automation and optimization initiatives for monitoring systems.

Technical Decision-Making & Escalation

Provide well-founded technical recommendations.

Support and defend decisions before the Communication and Control Committee or senior leadership when required.

Act with independence and professional judgment.

Take ownership of decisions within the scope of responsibility.

What makes you a great fit:

Bachelor’s degree in Law, Finance, Accounting, Economics, or related fields.

2–3 years of experience in regulated financial institutions.

Advanced English (mandatory) – ability to communicate effectively both verbally and in writing

Proven experience in:

Transaction monitoring

Sanctions/watchlist screening

Regulatory reporting

KYC file review and analysis

Documenting technical justifications for decisions

Knowledge of AML/CFT regulations

Our ways of working:

Innovative Spirit : A commitment to creativity and groundbreaking solutions.

Honest Feedback : valuing open, transparent communication.

Supportive Tea m: a strong, collaborative community.

Celebrating Achievement s: recognizing our wins together.

High-Tech Environme nt: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances.

📌 AML & Compliance Analyst (Álvaro Obregón)
🏢 Plata Card
📍 Álvaro Obregón