**Career Area**:
Finance
**Your Work Shapes the World at Caterpillar Inc.
**
When you join Caterpillar, you're joining a global team who cares not just about the work we do - but also about each other.
We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities.
We don't just talk about progress and innovation here - we make it happen, with our customers, where we work and live.
Together, we are building a better world, so we can all enjoy living in it.
**Job Summary**:
**Responsibilities**:
- Analyze financial statements, tax returns, and other relevant documents to assess borrower capacity and credit risk.
- Review credit reports and payment histories to evaluate past financial behavior.
- Prepare comprehensive credit memos with recommendations for approval, modification, or denial of loan requests.
- Monitor existing loan portfolios for performance and early warning signs of credit deterioration.
- Ensure all credit analyses comply with internal guidelines and external regulations.
- Communicate findings and recommendations clearly to senior management and credit committees.
- Stay informed about industry trends, economic conditions, and regulatory changes that may impact credit risk.
**Educational Requirements**:
- Bachelor's degree in Finance, Accounting, Economics, or a related field.
- Fluent English
**What Skills You Will Have**:
**Financial Statement Analysis**:
- Works with balance sheets and income statements to evaluate credit worthiness.
- Explains the relationship of balance sheets, income statements,



and cash flows in the analysis process.
- Examines financial statement for validity and general correctness, highlights problems or issues.
**Analytical Thinking**:
- Approaches a situation or problem by defining the problem or issue and determining its significance.
- Makes a systematic comparison of two or more alternative solutions.
**Effective Communications**:
- Delivers helpful feedback that focuses on behaviors without offending the recipient.
- Listens to feedback without defensiveness and uses it for own communication effectiveness.
- Makes oral presentations and writes reports needed for own work.
**Credit Analysis and Verification**:
- Lists basic tools and techniques used to perform credit analysis.
- Describes the role and importance of credit analysis and verification.
**Additional Information**
- Location: Santa Catarina, Reciente Leon
- Don't forget to include a resumé in English in your profile in Workday
**Final details**
**The Caterpillar Code of Conduct states that we will select and place employees based on their qualifications for the job to be performed, without regard to race, religion, national origin, color, gender, gender identity, sexual orientation, age or disability.
In this company we do not request pregnancy tests, nor HIV tests as requirements for employment entry, permanence or promotion.
**
**Posting Dates**:
septiembre 22, **** - septiembre 29, ****
Caterpillar is an Equal Opportunity Employer.
Qualified applicants of any age are encouraged to apply
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📌 Credit Analyst (Monterrey)
🏢 Caterpillar
📍 Monterrey