**About Revolut**
People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day.
As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.
**About the role**
Risk at Revolut operates across all functions, products, and regions to monitor front-line performance and ensure the business operates safely. They’re among the first to be involved in new initiatives, from tech to customer support.
We’re looking for a Retail Credit Risk Manager to support our growing retail credit portfolio. You'll make data-driven decisions on risk-adjusted return requirements, propose preventive and reactive actions that impact portfolio credit performance and profitability and address local credit regulatory requirements.
Up to shape what's next in finance? Let’s get in touch.
**What you'll be doing**
- Overseeing exposure to retail credit risk and quantifying risk exposures within the organisation, taking into consideration stakeholder impact.
- Critically evaluating 1LoD proposals and ensuring all initiatives align with the Bank's risk appetite and best practices.




- Ensuring full alignment with CNBV and BANXICO regulatory frameworks for Retail Credit Risk, proactively managing compliance updates and reporting standards.
- Overseeing the end-to-end Credit Provisions calculation for the credit card portfolio, ensuring accuracy, timeliness, and adherence to regulatory methodologies.
- Working with the Risk Modelling team to design, develop, and implement retail credit risk models.
- Managing risk appetite through limit calibration and monitoring.
- Maintaining key policies, procedures, and controls.
- Engaging first-line businesses to identify, monitor, and govern emerging retail credit risks, including new product risk assessments and threats to long-term viability.
- Partnering with key stakeholders, committees, and regional regulators on material retail credit risk exposures, limit governance, and building trust with external stakeholders.
- Protecting the company from excessive risk-taking, saving on both short and long-term costs.
**What you'll need**
- 1-3 years of retail credit risk experience (credit cards, personal loans, payroll loans, maybe auto loans etc.)
- Understanding of retail credit risk modelling (PD/EL)
- Good analytical skills and familiarity with local data and data sources
- Exposure in banks and second line of defence (risk)
**Nice to have**
- A degree in finance, economics, statistics, or exact sciences
- Experience in developing and implementing credit risk policies.
- Familiarity with regulatory requirements and reporting standards.
- Stakeholder management and communication skills.
**_ We won't ask for payment or personal financial information during the hiring process._**_ If anyone does ask you for this, it’s a scam. Report it immediately._

📌 Retail Credit Risk Manager (Ciudad de México)
🏢 Revolut
📍 Ciudad de México