The Portfolio Credit Risk Management role oversees portfolio risk management activities to minimize credit losses and potential damage to the Citigroup franchise or reputation. The role includes developing business strategies, calculating CECL reserves, conducting stress tests, loss forecasts, and managing risk appetite for the First Line of Defense (1LOD). For the Second Line of Defense (2LOD), the role involves providing effective oversight and periodic review and challenge of 1LOD portfolio management processes and outcomes. Individuals in this role ensure credit risk is managed effectively across all portfolios, protecting the company's financial stability and reputation while supporting the overall business strategy.
Responsibilities:
Supervise and scrutinize risk management activities related to the credit portfolio, including risk assessment, mitigation, monitoring, and reporting to ensure optimal performance.
Oversee the end-to-end framework for credit reserve adequacy and stress testing, carefully assessing and mitigating potential risks.
Validate new account strategies,



account management strategy development, and non-scoring financial models, ensuring robust and effective checks are in place.
Conduct rigorous internal and oversight reviews, probing and investigating internal processes and controls, managing any internal audits or regulatory exams to uphold institutional integrity.
Assess and analyze risk during decision making processes, using sound judgement to safeguard the firm's reputation and financial stability.
Ensure firm policies are upheld, promote ethical conduct, and rigorously examine activities and processes to ensure compliance with relevant legal and regulatory requirements.
Stay informed about industry trends, leverage strong communication skills to clearly relay information to various stakeholders and make complex business decisions.
Monitor and adapt current practices according to the latest trends in credit risk analysis, leveraging ex

📌 Banamex Credit Portfolio Sr Officer Banca Empresarial (Ciudad de México)
🏢 Citi
📍 Ciudad de México