21 ago
|
ManpowerGroup
|
Monterrey
21 ago
ManpowerGroup
Monterrey
Credit Analyst Business Credit Office BCO
The Business Credit Office BCO team is part of COO at HSBC Mexico. As a Credit Analyst BCO Analyst, youll own the endtoend E2E credit process for Wholesale Banking customers, supporting Relationship Managers to structure credit solutions aligned to the financial needs of Corporate, Commercial Real Estate, Financial Institutions and Multinational clients. Your work will help grow HSBCs lending portfolio and contribute to the banks economic objectives.
Throughout the role, youll gain exposure to senior stakeholders across Wholesale Banking, Wholesale Credit Risk, Syndications and Credit Services back office, while developing financial business acumen, attention to detail, analytical and strategic thinking, planning and relationship management skills. Youll also support transactions across industries such as media, services, manufacturing, autoparts, project finance, hospitality, pharma, retail, oil amp gas, agroindustries, food amp beverage, NBFIs, real estate, transportation, among others.
Key responsibilities
Growing the lending portfolio
Partner with Relationship Managers to structure short and longterm credit solutions for corporate customers.
Identify and assess risks to ensure appropriate mitigation and compliance with Mexican banking regulation and HSBC internal policies.
Prepare credit applications written 100 in English, including detailed borrower assessment financial statement analysis, industry analysis and annual projections to evaluate repayment capacity.
Portfolio monitoring
Work closely with Relationship Managers and clients to monitor compliance with financial and nonfinancial terms, identifying negative trends in the customer or industry.
Ensure completeness of credit files to facilitate credit operations payments and disbursements.
Customerfacing activities
Engage with customers to follow up on documentation required for portfolio management.
Obtain firsthand information from customers to support monitoring analysis and or new lending opportunities.
Internal coordination
Build effective communication bridges with internal support teams spreading, file monitoring, operations, legal to manage assigned customers efficiently.
Skills amp qualifications
Strong analytical skills.
2 years of credit analysis experience.
Ability to understand business and industry drivers.
Proactive communication partnership with Relationship Managers and supporting groups.
Strong organisation skills and ability to manage sequencing multiple deliverables.
Strong written and verbal communication skills.
Bachelors degree in Economics, Actuarial Science, Financial Management, Public Accounting, Industrial Engineering or Chemical Engineering or related.
Proficient English C1
Financial statement analysis.
Basic knowledge of derivatives.
Bolsa de trabajo México ofrecemos puesto de Senior Credit Analyst para el sector de Contabilidad Finanzas en la empresa ManpowerGroup de Monterrey. Salario acorde a tu experiencia y al salario medio del sector. Actualiza ahora tu currículum vitae y postúlate a este empleo. Tipo de empleo Jornada completa.
📌 Senior Credit Analyst Monterrey
🏢 ManpowerGroup
📍 Monterrey