This role is responsible for evaluating customer credit limits and risk ratings based on credit scores, while also analyzing high-risk customers and devising strategies to prevent delinquencies. The role manages an access database for deficiency accounts, reviews daily internal audit reports, and resolves discrepancies.

The role negotiates initial payments, supports dispute resolution, ensures timely collections, and contributes to research-driven conclusions and reports, all while maintaining compliance with company policies and procedures.

Description

This role is responsible for evaluating customer credit limits and risk ratings based on credit scores, while also analyzing high-risk customers and devising strategies to prevent delinquencies. The role manages an access database for deficiency accounts, reviews daily internal audit reports, and resolves discrepancies.

The role negotiates initial payments, supports dispute resolution, ensures timely collections, and contributes to research-driven conclusions and reports, all while maintaining compliance with company policies and procedures.

Job Summary

This role is responsible for evaluating customer credit limits and risk ratings based on credit scores, while also analyzing high-risk customers and devising strategies to prevent delinquencies. The role manages an access database for deficiency accounts, reviews daily internal audit reports, and resolves discrepancies.

The role negotiates initial payments, supports dispute resolution, ensures timely collections, and contributes to research-driven conclusions and reports, all while maintaining compliance with company policies and procedures.

Responsibilities

Evaluates and provides recommendations on customer credit limits and risk rating based on credit scores.

Analyzes high-risk customers and devises account strategies to proactively prevent delinquencies.

Creates and maintains an access database on deficiency accounts and collection activities.





Reviews internal audit reports daily to ensure payments are allocated correctly and conducts research to identify and resolve any discrepancies.

Negotiates on initial payments with customers and organization’s sales personnel, facilitating purchases beyond credit limits.

Supports the dispute resolution procedures with internal organization’s counterparts, ensuring thorough issue tracking and resolution for both the organization and the customer.

Ensures payments are collected in a timely manner and resolves issues and disputes that prevent customer payment.

Develops conclusions, recommendations, and written reports, contributing proactively through research and data analysis support, and sharing knowledge to foster a knowledge management culture.

Works independently on moderate scope problems, applying professional expertise, exercising judgment, and resolving various issues by following company policies and procedures.

Education & Experience Recommended

Four-year or Graduate Degree in Business Administration, Economics, Finance, or any other related discipline or commensurate work experience or demonstrated competence.

Typically has 2-4 years of work experience, preferably in collection, credit, banking, or a related field or an advanced degree with little or no work experience.

Preferred Certifications

Certified Accounts Payable Professional (CAPP)

Certified Professional in Credit and Collections (CPCC)

Knowledge & Skills

Accounting

Auditing

Credit Analysis

Credit Risk

Credit Risk Management

Data Analysis

Due Diligence

Economics

Finance





Financial Analysis

Financial Services

Financial Statements

Loans

Marketing

Portfolio Management

Risk Analysis

Risk Appetite

Risk Management

SQL (Programming Language)

Underwriting

Cross-Org Skills

Effective Communication

Results Orientation

Learning Agility

Digital Fluency

Customer Centricity

Impact & Scope

Impacts immediate team and acts as an informed team member providing analysis of information and limited project direction input.

Complexity

Responds to routine issues within established guidelines.

Disclaimer

This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.

Job

Finance

Schedule

Full time

Shift

No shift premium (Mexico)

Travel
Relocation

Equal Opportunity Employer (EEO)

HP, Inc. provides equal employment opportunity to all employees and prospective employees, without regard to race, color, religion, sex, national origin, ancestry, citizenship, sexual orientation, age, disability, or status as a protected veteran, marital status, familial status, physical or mental disability, medical condition, pregnancy, genetic predisposition or carrier status, uniformed service status, political affiliation or any other characteristic protected by applicable national, federal, state, and local law(s).

Please be assured that you will not be subject to any adverse treatment if you choose to disclose the information requested. This information is provided voluntarily. The information obtained will be kept in strict confidence. For more information, review HP’s EEO Policy or read about your rights as an applicant under the law here: “Know Your Rights: Workplace Discrimination is Illegal"

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📌 Credit and Collection Analyst (Guadalajara)
🏢 HP..
📍 Guadalajara